Loans
Improve your finances: Apply for an Upstart Loan!
Looking for ways to apply for Upstart Loans? If so, learn how to secure the financing you need for your goals - flexible rates and terms.
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Apply for an Upstart Loan: Check your rate in 5 minutes!
Are you looking to secure a loan to fund your dreams? If so, you can read on to learn how to apply for an Upstart Loan!
Moreover, the world of lending has evolved significantly in recent years, and one platform at the forefront of this transformation is Upstart, so read on!
Online application
You can easily apply for this loan online through the official website.
Moreover, you’ll need to provide some of your personal information for the initial pre-qualification process.
Also, your credit score won’t be harmed during this initial process! Then, if you’re pre-approved, you’ll need to complete the application process.
However, there may be a hard credit check during this final process.
Then, you’ll be able to get a quick response about your application and start using your funds in up to only one business day!
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What are the requirements?
Before you apply, you’ll need to see if you meet the basic requirements.
For example, you’ll need to be at least 18 years old, a U.S. citizen, have no bankruptcies, and other income requirements.
Apply on the app
You can easily use the Upstart Loan app. However, it doesn’t offer many features, but you can use the basic features to manage your account.
Also, you won’t be able to apply through the app.
Compare Upstart Loan to other options: LendingClub Personal Loan
You can get incredible perks with Upstart Loan, but you may want to see other options before you make your decision.
So, you can try applying for a loan through LendingClub Personal Loans.
Moreover, you’ll be able to get loans of up to $40,000 with good terms and no prepayment fees!
Therefore, you can read our comparison table below to see which can be the best choice for your needs!
| Upstart Loan | LendingClub Personal Loan | |
| APR | From 5.2% to 35.99% variable APR; | 9.57% to 35.99% variable APR; |
| Loan Purpose | Personal loans of all types and car refinance loans; | Debt consolidation, home improvement, credit card refinancing, major purchase, home purchase, car financing, green loans, business loans, vacation loans, moving and relocation, medical expenses, and other personal loans; |
| Loan Amounts | From $1,000 to $50,000; | From $1,000 to $40,000; |
| Credit Needed | There is no minimum credit score to get your loan with this lender; | You’ll get better loan terms with a higher credit score; |
| Origination Fee | There can be an origination fee depending on your loan (ranging from 0% to 12%); | The origination fee can go from 3% to 8%; |
| Late Fee | You’ll need to pay a late fee if you don’t make your loan payments on time (either 5% of the late amount or $15, whichever is greater); | There can be a late fee of $15 or 5% of the late amount, depending on your loan type and terms; |
| Early Payoff Penalty | You won’t have to pay any early payoff penalties. | There are no prepayment penalties for this lender. |
So, are you more interested in learning more about the LendingClub Personal Loan platform?
If that’s the case, you can read our post below to learn more about it and find out how to apply!
Up to $40K: Apply for LendingClub Personal Loan
If you need a loan with amounts of up to $40,000 and no prepayment penalties, read on to learn how to apply for LendingClub Personal Loans!
About the author / Victoria Lourenco
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