Reviews
Capital One Quicksilver Secured Cash Rewards Credit Card full review: should you get it?
Learn more about one of the best options on the market for those who want a credit card that offers much more than just the basics.
Advertisement
Capital One Quicksilver Secured Cash Rewards Credit Card: build credit while earning rewards!
In fact, some say it’s very difficult to find credit-building credit cards that offer rewards. Well, whoever says that for sure still doesn’t know the Capital One Quicksilver Secured Cash Rewards Credit Card.
With this product, as you build your credit, you can be rewarded with up to 1.5% cashback.
Capital One Quicksilver Secured Cash Rewards Card: check out how to apply!
Learn how to apply for the Capital One Quicksilver Secured Cash Rewards Card, the credit-building card that gives unlimited rewards.
Want to know what else this card offers? Read the article below and find out:
Credit Score | Fair (between 580 and 669) |
Annual Fee | $0 |
Regular APR | 26.99% (variable for puchases) |
Welcome bonus | None |
Rewards | 1.5% unlimited cash back on all other purchases (while your account is open) |
Capital One Quicksilver Secured Cash Rewards Credit Card: learn more about this financial product
In effect, this card is like a “little brother” to Capital One Quicksilver Cash Rewards. To create a secure version of this card, Capital One has made some adaptations.
However, the unsecured version still has a great rewards program but charges an annual fee. And the secured version offers an initial minimum security deposit limit of $200.
However, you can increase it up to $3,000.
In addition, the rewards program prioritizes purchases made through the Capital One Travel program. Another advantage that makes it very useful for travel is the absence of a foreign transfer fee.
Another important feature is the possibility of making balance transfers to this card. This card also accepts other authorized users and guarantees $0 fraud liability.
Other security services are available in the app provided by the card issuer.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Capital One Quicksilver Secured Cash Rewards Credit Card features
Indeed, this is a very advantageous option for those who want to build credit. However, before making your application, see the main pros and cons of this credit product:
What are the benefits?
- Credit construction: reporting your payments to the main credit agencies;
- The rewards program can give you up to 1.5% in unlimited, non-expiring cashback for as long as your account exists;
- No annual fee;
- You can know if you are eligible to apply for this card without compromising your credit score.
And what are the drawbacks?
- Relatively high APR;
- It requires a minimum of a $200 security deposit;
- The rewards program values a very specific category of purchases (those who do not travel will hardly enjoy this advantage);
- Despite being a secured card, it does not usually accept applications from those with very bad credit.
What credit score do you need to get the Capital One Quicksilver Secured Cash Rewards Card?
Indeed, the official website of this product indicates that this is a card for people with fair credit. So, it is preferable that you have a credit score between 580 and 669 to apply.
This will increase your chances of being accepted.
How does the Capital One Quicksilver Secured Cash Rewards Credit Card application process work?
You can apply for this card online without leaving your home. Also, you can go through a pre-qualification to make sure you will be accepted.
For more details on this application process, take a look at the article available below!
Capital One Quicksilver Secured Cash Rewards Card: check out how to apply!
Learn how to apply for the Capital One Quicksilver Secured Cash Rewards Card, the credit-building card that gives unlimited rewards.
Trending Topics
WestJet: cheap flights and offers
Learn how to find WestJet cheap flights and save tons on your next trip. Find flights from $49.99 to several destinations! Keep reading!
Keep ReadingGet Debt-Free: Apply for Discover Student Loan Refinance
Ready to conquer student debt? Learn how to apply for Discover Student Loan Refinance and pave the way to stress relief!
Keep ReadingMedicaid: check out if you eligible to apply for the program
Learn everything you need to know about Medicaid in this comprehensive guide, including what it is, who can qualify, and how to apply.
Keep ReadingYou may also like
Earnest Student Loan review: flexibility to realize your dream
See our Earnest Student Loan review, a company that offers flexible payments, gift certificates, and exclusive discounts!
Keep ReadingApply for Life Loans: Up to $40K Loans
Apply for Life Loans to access loans up to $40,000 with APR as low as 5.99%. Flexible repayment options up to 60 months for all credit types.
Keep ReadingChime Credit Builder Visa® Credit Card full review: should you get it?
Meet the Chime Credit Builder Visa® Credit Card, the perfect card to build credit without paying a cent for it! Read on!
Keep Reading