Reviews

Fortiva® Mastercard® Credit Card with Cashback Rewards full review: should you get it?

3% cash back and up to a $1,000 limit on a card you can access even if you don't have an exactly high credit score. Read this article and learn more about Fortiva® Mastercard® Credit Card with Cashback Rewards.

Advertisement

Fortiva® Mastercard® Credit Card with Cashback Rewards: you deserve up to a $1,000 limit and 3% cashback!

Fortiva® Mastercard® Credit Card with Cashback Rewards
Learn all about the Fortiva® Mastercard® Credit Card with Cashback Rewards. Source: Fortiva®

In fact, the Fortiva® Mastercard® Credit Card with Cashback Rewards is a more advantageous version of the basic Fortiva® Mastercard® card.

However, the big difference here is a cashback program that returns at a rate above the average for cards on the market. I’m sure that’s enough to get your attention.

Fortiva® logo

Fortiva® Mastercard® Credit Card with Cashback Rewards: check out how to apply!

Apply for Fortiva® Mastercard® Credit Card with Cashback Rewards to get an above average cash back rate even with a modest credit score.

In this article, learn more about this card and decide if it’s really for you:

Credit ScoreFair or higher (from 580 above).
Annual FeeAs low as $85.
Regular APR29.99% or 36% Fixed.
Welcome bonusNone.
Rewards3% cashback on eligible purchases related to gasoline, groceries and utilities expenses; 1% on all other qualifying purchases

Fortiva® Mastercard® Credit Card with Cashback Rewards: learn more about this financial product

In fact, the Fortiva® Mastercard® credit card with Cashback Rewards stands out for offering above-average rewards. While it’s common for cash back programs that refund 2%, this card offers 3% on select purchases.

In addition, you can count on a credit limit ranging from $350 to $1,000. So even if you start with a lower limit, you can see it grow at any time.

Also, you can have all this without you having to make an initial deposit to use your card.

Also, with this card, you can check your VantageScore 3.0 credit score for free. Also, this credit product exempts you from liability in the event of fraud.

So if you don’t recognize a purchase, you don’t have to pay for it.

Before applying, you can check if you will be accepted. Thus, your credit score is not at risk of being damaged. Finally, you will find out if you have been approved shortly after completing your application.

Fortiva® Mastercard® Credit Card with Cashback Rewards features

purple credit card over notebook keyboard
Learn more about the card’s pros and cons! Source: Pixabay

In fact, having a 3% cashback is extremely advantageous. However, you need to consider other benefits and advantages to knowing if a card is really worth it.

Below is a list of the main advantages and disadvantages of this card. Therefore, check it out below and justify your opinion about this credit product:

What are the benefits? 

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments.
  • Earn 1% Cash Back Rewards* on all other eligible purchases.
  • Good anywhere Mastercard® is accepted.
  • $0 fraud liability**.
  • Free access to your VantageScore 4.0 credit score from TransUnion®†.
  • *See Program Terms for important information about the cash back rewards program.
  • **Fraud liability subject to Mastercard® rules.
  • † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

And what are the drawbacks?

  • Really high APR;
  • High annual fee, the higher your limit, the higher this fee;
  • After one year, you pay a monthly fee that can range from $7.25 to $12.50;
  • Pay $5 or 5% for each cash advance, whichever is greater (these amounts are above the market average).

What credit score do you need to get the Fortiva® Mastercard® Credit Card with Cashback Rewards?

For this card, you will need a better credit score than a bad one. Therefore, having a score that is at least fair (580 points or higher) should suffice.

How does the Fortiva® Mastercard® Credit Card with Cashback Rewards application process work?

In effect, you can find out if you are eligible for this card if you compromise your credit score. So, to find out how, check out our post below!

Fortiva® Mastercard® Credit Card with Cashback Rewards

Fortiva® Mastercard® Credit Card with Cashback Rewards: check out how to apply!

Apply for Fortiva® Mastercard® Credit Card with Cashback Rewards to get an above average cash back rate even with a modest credit score.

*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Trending Topics

content

First Progress Platinum Select Mastercard® Secured card: apply now!

Apply for a First Progress Platinum Select Mastercard® Secured card and have the chance to build your credit. Learn how to apply!

Keep Reading
content

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

Keep Reading
content

Types of mortgage: consider your options before applying for one

Learn about the main types of mortgage and how you can make a smarter choice for your mortgage. Read on to learn more:

Keep Reading

You may also like

content

Rocket Personal Loan review: Up to $45,000!

Rocket Personal Loan review: Your gateway to financial freedom! Discover the ins and outs, from its competitive rates to its terms!

Keep Reading
content

Personify personal loan: find out how to apply!

Apply for Personify personal loan and get access to a loan of up to $15,000 while you build your credit. Check out our post and learn how!

Keep Reading
content

What are credit scores? An uncomplicated guide

Do you know what credit scores are? Learn what the impact of this number on your financial life is and how to improve it!

Keep Reading