Reviews
Fortiva® Mastercard® Credit Card with Cashback Rewards full review: should you get it?
3% cash back and up to a $1,000 limit on a card you can access even if you don't have an exactly high credit score. Read this article and learn more about Fortiva® Mastercard® Credit Card with Cashback Rewards.
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Fortiva® Mastercard® Credit Card with Cashback Rewards: you deserve up to a $1,000 limit and 3% cashback!
In fact, the Fortiva® Mastercard® Credit Card with Cashback Rewards is a more advantageous version of the basic Fortiva® Mastercard® card.
However, the big difference here is a cashback program that returns at a rate above the average for cards on the market. I’m sure that’s enough to get your attention.
Fortiva® Mastercard® Credit Card with Cashback Rewards: check out how to apply!
Apply for Fortiva® Mastercard® Credit Card with Cashback Rewards to get an above average cash back rate even with a modest credit score.
In this article, learn more about this card and decide if it’s really for you:
| Credit Score | Fair or higher (from 580 above). |
| Annual Fee | As low as $85. |
| Regular APR | 29.99% or 36% Fixed. |
| Welcome bonus | None. |
| Rewards | 3% cashback on eligible purchases related to gasoline, groceries and utilities expenses; 1% on all other qualifying purchases |
Fortiva® Mastercard® Credit Card with Cashback Rewards: learn more about this financial product
In fact, the Fortiva® Mastercard® credit card with Cashback Rewards stands out for offering above-average rewards. While it’s common for cash back programs that refund 2%, this card offers 3% on select purchases.
In addition, you can count on a credit limit ranging from $350 to $1,000. So even if you start with a lower limit, you can see it grow at any time.
Also, you can have all this without you having to make an initial deposit to use your card.
Also, with this card, you can check your VantageScore 3.0 credit score for free. Also, this credit product exempts you from liability in the event of fraud.
So if you don’t recognize a purchase, you don’t have to pay for it.
Before applying, you can check if you will be accepted. Thus, your credit score is not at risk of being damaged. Finally, you will find out if you have been approved shortly after completing your application.
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Fortiva® Mastercard® Credit Card with Cashback Rewards features
In fact, having a 3% cashback is extremely advantageous. However, you need to consider other benefits and advantages to knowing if a card is really worth it.
Below is a list of the main advantages and disadvantages of this card. Therefore, check it out below and justify your opinion about this credit product:
What are the benefits?
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments.
- Earn 1% Cash Back Rewards* on all other eligible purchases.
- Good anywhere Mastercard® is accepted.
- $0 fraud liability**.
- Free access to your VantageScore 4.0 credit score from TransUnion®†.
- *See Program Terms for important information about the cash back rewards program.
- **Fraud liability subject to Mastercard® rules.
- † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
And what are the drawbacks?
- Really high APR;
- High annual fee, the higher your limit, the higher this fee;
- After one year, you pay a monthly fee that can range from $7.25 to $12.50;
- Pay $5 or 5% for each cash advance, whichever is greater (these amounts are above the market average).
What credit score do you need to get the Fortiva® Mastercard® Credit Card with Cashback Rewards?
For this card, you will need a better credit score than a bad one. Therefore, having a score that is at least fair (580 points or higher) should suffice.
How does the Fortiva® Mastercard® Credit Card with Cashback Rewards application process work?
In effect, you can find out if you are eligible for this card if you compromise your credit score. So, to find out how, check out our post below!
Fortiva® Mastercard® Credit Card with Cashback Rewards: check out how to apply!
Apply for Fortiva® Mastercard® Credit Card with Cashback Rewards to get an above average cash back rate even with a modest credit score.
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
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