Reviews

OakStone Gold Secured Mastercard® credit card full review: should you get it?

The OakStone Gold Secured Mastercard® is one of the best secured cards for people with bad or no credit history. Find out about its features, fees, and benefits in this review!

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OakStone Gold Secured Mastercard® credit card: everyone can have access to credit!

Check out the OakStone Gold Secured Mastercard® review. Source: OakStone.

One card for anyone who wants to start their own financial life or start it over. This is the best way to define the OakStone Gold Secured Mastercard® credit card. Indeed, in this review, you’ll know why this credit card can be the best option for you.

Easy and fast to apply, this credit card offers a large number of advantages. In this way, among them, we can say no minimum credit score for approval and an excellent initial line of credit. 

So, read below about this credit card and find every advantage of having this card. That way, get to know more about this financial resource.

OakStone logo

OakStone Gold Secured Mastercard® card: check out how to apply!

Quick and easy: learn how to apply for your OakStone Gold Secured Mastercard® and get your card even if you do not have a good credit score!

Credit ScoreThere is no minimum credit score
Annual Fee$39
Regular APR14.24% Variable APR
Welcome bonusNone
RewardsN/A

OakStone Gold Secured Mastercard® credit card: learn more about this financial product

Initially, the available line of credit ranges from $200 to $5,000. Another advantage is the low interest rate: 14.24%. As there is no minimum score to apply for the OakStone Gold Secured Mastercard®, anyone can have it.

The owner of this card can consult the credit score at any time. Just access the application or website developed by Experian. Also, responsible use of this credit card improves your score.

This is a national program valid in all states of the USA. Finally, the annual fee for using this credit card is $39.

OakStone Gold Secured Mastercard® credit card features

Hand holding credit card on yellow background
Learn more about the card’s pros and cons! Source: Adobe Stock.

The Oakstone Gold Secured Mastercard® is an excellent choice for those who don’t have a good credit score. However, this is not the only advantage of this program. Below, learn about other advantages and disadvantages: 

What are the benefits?

  • 14.24% variable interest rate: lower than average;
  • Does not determine a minimum credit score;

What are the drawbacks?

  • It has no reward point programs;
  • $39 annual fee;
  • 3% fee for purchases made outside the USA.

What credit score do you need to get the OakStone Gold Secured Mastercard® credit card?

Here’s the main advantage: there is no minimum credit score. If you’ve never had a credit card or have a low credit score, that’s no problem. You will still be able to apply for your OakStone Gold Secured Mastercard®.

How does the OakStone Gold Secured Mastercard® credit card application process work?

Getting your credit card is extremely simple and fast. In effect, the entire process is done virtually. So, you can do all the steps from home, on your cell phone or on your computer. 

So that you have no doubts about the process, we have prepared a special article with an extremely simple step-by-step guide. Click the button below and get your new credit card in a few minutes!

OakStone logo

OakStone Gold Secured Mastercard® card: check out how to apply!

Quick and easy: learn how to apply for your OakStone Gold Secured Mastercard® and get your card even if you do not have a good credit score!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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