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GO2bank™ Secured Visa® Credit Card full review: should you get it?

Discover a tool designed for those who need help building credit more quickly: GO2bank™ Secured Visa® Credit Card, your highest credit score with no annual fee.

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GO2bank™ Secured Visa® Credit Card: the right tool to improve your credit score

GO2bank™ Secured Visa® Credit Card
Learn all about the GO2bank™ Secured Visa®. Source: GO2bank™

Indeed, do you know what a card needs to have to be a good tool to improve your credit? Well, the answer lies in one product: the GO2bank™ Secured Visa® Credit Card.

GO2bank™ logo

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

With this card, you can start building your credit score no matter how low it is today. Find out more about this card below:

Credit ScoreBad (below 670)
Annual Fee$0
Regular APR22.99% for purchases
Welcome bonusNone
RewardsNone

GO2bank™ Secured Visa® Credit Card: learn more about this financial product

In fact, this credit card is a “machine” designed to build your credit with ease. After all, with this one, your payments are reported monthly to the credit bureaus.

This means you will be able to see the effect of using your credit responsibly faster. Plus, you can track your score growth month by month for free on your mobile.

GO2bank issues a report to the three main credit bureaus. In this way, your reputation will open doors to many other credit services.

This is a secure card. This means that there is no maximum credit limit available. That way, with deposits, you can control what your limit is.

In fact, many cards require a minimum initial deposit of $100. On the other hand, the GO2bank card only requires half that amount. Also, this is a Visa card, accepted almost anywhere in the world.

GO2bank™ Secured Visa® Credit Card features

GO2bank™ Secured Visa® Credit Card
Learn more about the card’s pros and cons. Source: GO2bank™

In fact, this is the kind of tool that can help you at times when most other companies wouldn’t. However, before deciding if this will be your newest card, check out the lists below.

In these, you can recognize the main advantages and disadvantages of this product:

What are the benefits? 

  • People with bad credit won’t have much trouble getting accepted for this card;
  • Credit construction: issues a monthly report to the three main credit agencies in the country;
  • $0 annual fee from the first year;
  • Free monthly consultation of your credit score using the VantageScore® method (developed by Equifax®).

And what are the drawbacks?

  • Relatively high APR;
  • Penalty for late payment (up to $39) and returned payment (up to $20);
  • 3% fee on foreign transfers;
  • A minimum deposit of $100 is required.

What credit score do you need to get the GO2bank™ Secured Visa®?

Thus, candidates for this card have no minimum score restriction. However, our team mainly recommends it to people with bad credit.

How does the GO2bank™ Secured Visa® Credit Card application process work?

You can apply for this card right now, wherever you are. To find out how just read our post below!

GO2bank™ logo

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

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