Reviews

GO2bank™ Secured Visa® Credit Card full review: should you get it?

Discover a tool designed for those who need help building credit more quickly: GO2bank™ Secured Visa® Credit Card, your highest credit score with no annual fee.

Advertisement

GO2bank™ Secured Visa® Credit Card: the right tool to improve your credit score

GO2bank™ Secured Visa® Credit Card
Learn all about the GO2bank™ Secured Visa®. Source: GO2bank™

Indeed, do you know what a card needs to have to be a good tool to improve your credit? Well, the answer lies in one product: the GO2bank™ Secured Visa® Credit Card.

GO2bank™ logo

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

With this card, you can start building your credit score no matter how low it is today. Find out more about this card below:

Credit ScoreBad (below 670)
Annual Fee$0
Regular APR22.99% for purchases
Welcome bonusNone
RewardsNone

GO2bank™ Secured Visa® Credit Card: learn more about this financial product

In fact, this credit card is a “machine” designed to build your credit with ease. After all, with this one, your payments are reported monthly to the credit bureaus.

This means you will be able to see the effect of using your credit responsibly faster. Plus, you can track your score growth month by month for free on your mobile.

GO2bank issues a report to the three main credit bureaus. In this way, your reputation will open doors to many other credit services.

This is a secure card. This means that there is no maximum credit limit available. That way, with deposits, you can control what your limit is.

In fact, many cards require a minimum initial deposit of $100. On the other hand, the GO2bank card only requires half that amount. Also, this is a Visa card, accepted almost anywhere in the world.

GO2bank™ Secured Visa® Credit Card features

GO2bank™ Secured Visa® Credit Card
Learn more about the card’s pros and cons. Source: GO2bank™

In fact, this is the kind of tool that can help you at times when most other companies wouldn’t. However, before deciding if this will be your newest card, check out the lists below.

In these, you can recognize the main advantages and disadvantages of this product:

What are the benefits? 

  • People with bad credit won’t have much trouble getting accepted for this card;
  • Credit construction: issues a monthly report to the three main credit agencies in the country;
  • $0 annual fee from the first year;
  • Free monthly consultation of your credit score using the VantageScore® method (developed by Equifax®).

And what are the drawbacks?

  • Relatively high APR;
  • Penalty for late payment (up to $39) and returned payment (up to $20);
  • 3% fee on foreign transfers;
  • A minimum deposit of $100 is required.

What credit score do you need to get the GO2bank™ Secured Visa®?

Thus, candidates for this card have no minimum score restriction. However, our team mainly recommends it to people with bad credit.

How does the GO2bank™ Secured Visa® Credit Card application process work?

You can apply for this card right now, wherever you are. To find out how just read our post below!

GO2bank™ logo

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics

content

Avant Credit Card full review: should you get it?

The Avant Credit Card is one of the best ways to build/rebuild your credit and you can have a limit of up to $3,000. Learn more about it!

Keep Reading
content

Buy cheap Frontier Airlines flights: easy step by step

Find out how to buy cheap Frontier Airlines flights and take advantage of offers to pay the price of a short uber trip! Understand more here!

Keep Reading
content

FIT™ Platinum Mastercard®: check out how to apply!

Revolutionize your financial life with a card made to build credit and earn up to a $400 limit. Apply for the FIT™ Platinum Mastercard®!

Keep Reading

You may also like

content

Discover it® Miles Credit Card full review: should you get it?

Discover it® Miles Credit Card is one of the world's simplest ways to earn miles and travel the world for free. Plus, no annual fee! Read on!

Keep Reading
content

Petal® 2 “Cash Back, No Fees” Visa® Credit Card: check out how to apply!

Apply for the Petal® 2 “Cash Back No Fees” Visa® Credit Card and build your credit with up to 10% cashback on your purchases!

Keep Reading
content

BOOST Platinum Card: check out how to apply!

Apply for the BOOST Platinum Card and get a $750 credit line, no APR fee and 50% off at pharmacies! Read on to learn how!

Keep Reading