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Discover it® Miles Credit Card full review: should you get it?

See a complete review of a credit card that made it as simple as possible to earn and use miles: Discover it® Miles Credit Card. Keep reading and learn the main features of this product.

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Discover it® Miles Credit Card: Travel the world without worrying about annual fees or foreign transfer fees

Discover it® Miles Credit Card
Read our Discover it® Miles Credit Card full review and learn more about this card. Source: Foster the Money

Looking for a new credit card to help you save money while traveling? Then read our Discover it® Miles Credit Card review and find out!

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Discover it® Miles Credit Card: check out how to apply!

Apply to Discover it® Miles Credit Card to earn miles for every dollar spent and see your rewards multiplied by 2x at the end of the year!

This credit card offers one of the most flexible mileage reward programs on the market. Keep reading to understand how this can benefit you! Let’s get started.

Credit ScoreGood or excellent (690 to 850);
Annual Fee$0;
Regular APR0% in the first 15 months from the date of account opening for purchases and balance transfers; then from 15.74% to 26.74% (variable);
Welcome bonusDiscover will double all miles earned in the first year;
RewardsEarn 1.5x miles for every dollar spent on any purchase.

Discover it® Miles Credit Card: learn more about this financial product

Discover it® Miles Credit Card is a card that gives you access to an excellent rewards program. With this product, all your purchases generate miles you can spend as you wish!

This means extreme freedom and flexibility to use your rewards. In addition, you will be permanently exempt from annual and foreign transaction fees.

The miles accumulated in this program won’t expire. That way, you can accumulate them until you have enough total to pay for the trip of your dreams.

To make this dream even more possible, all miles accumulated in the first year will be doubled. So if you accumulate 40,000 miles at the end of the first year, Discover will multiply your award.

Consequently, you’ll have 80,000 miles to redeem whenever you want. Also, your FICO® credit score can be viewed for free.

You get 15 months of 0% APR for purchases and balance transfers. Lastly, there is no penalty APR. Thus, it becomes much easier to maintain the balance of your accounts.

Discover it® Miles Credit Card features

Beautiful smiling young woman using laptop and doing shopping on
Compare the pros and cons of the Discover it® Miles Credit Card. Source: Adobe Stock

Indeed, there are a large number of miles cards available on the market. They are like a “reward” for those who accumulate good and excellent credit. However, before choosing your miles card, learn more about this candidate:

What are the benefits?

  • A reward program that generates miles that won’t expire and can be spent as you wish (extra credit for balance payment, cash in the account, or travel expenses);
  • No annual fee or foreign transfer fee (permanently);
  • 15 months of APR 0%;
  • This card multiplies by 2x all miles accumulated in the first year of use.

And what are the drawbacks?

  • No special travel perks (no priority boarding, lounge access, hotel discounts, or anything like that);
  • They are not Mastercard or Visa cards, and as a result, some international sellers may resist accepting them as a payment method;
  • You will need a good or excellent credit score to use this card;
  • Very high APR rate for cash advance: 28.74%.

What credit score do you need to get the card?

The Discover it® Miles Credit Card requires a high score like most reward credit cards. Thus, you need a credit score of at least 690 to have a better chance of being accepted.

How does the application process work?

Now that you know how the Discover it® Miles Credit Card works, it is time to work! Applying for this card is simple. It can be made through the official website. Read the following post and learn how.

Discover Logo

Discover it® Miles Credit Card: check out how to apply!

Apply to Discover it® Miles Credit Card to earn miles for every dollar spent and see your rewards multiplied by 2x at the end of the year!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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