Debit Cards

Iemas Purchase Debit Card full review: should you get it?

Discover a debit card that offers benefits you can only find in luxury credit cards. Cash back at more than 12,000 stores! Read on!


Iemas Purchase Debit Card: 3.5% cash back on all your purchases

Iemas Purchase Debit Card
Iemas Purchase Debit Card full review: should you get it? Source: Foster the Money

Iemas Purchase Debit Card exists for one reason only: to turn expenses into earnings!

Iemas logo

Iemas Purchase Debit Card: check out how to apply!

Apply to Iemas Purchase Debit Card and understand how simple it is to have up to 3.5% cashback in more than 12,000 stores.

With this card, all your purchases become eligible for cashback. Below, learn more about this card that will allow you to save on all your purchases from now on!

Monthly IncomeAny income;
Monthly FeeR10;
Initiation FeeR35;
Interest RateIt does not charge interest;
RewardsUp to 3.5% cashback in over 12,000 Iemas partner stores.

Iemas Purchase Debit Card: learn more about this financial product

The Iemas Purchase Debit Card is not just another store card. In fact, this is a card that combines a very advantageous cashback program and very low rates.

With this card, all your purchases at partner stores will have up to 3.5% cashback. There are more than 12,000 participating stores, but this number tends to grow.

All this for a monthly fee of R10, arguably one of the lowest cards in the country. This is a debit card, therefore, you must transfer money to this card before using it.

Also, you can use the online member portal to manage your balance and transactions. In addition, you can receive information about your mobile account via SMS.

In addition, to increase your rewards, apply for authorized cards. You can issue them to your family members easily.

Iemas Purchase Debit Card features

Happy excited blonde female holds plastic card, doesn`t expect to recieve salary, going to make payments, looks joyfully into camera, isolated over pink background. Woman with credit card in hands
Iemas Purchase Debit Card features. Source: Freepik

In fact, debit cards are great for anyone looking for good rewards programs. However, this has some limitations.

To learn more about this card, see the list of its main advantages and disadvantages.

What are the benefits?

  • Cashback program that offers up to 3.5% cashback in more than 12,000 stores across the country;
  • Does not define minimum income criteria for candidates;
  • You can also order additional family cards to take advantage of the cashback program;
  • One of the lowest monthly fees in the national market.

And what are the drawbacks?

  • You will pay a fee of R2 for each transfer and 1.5% each time you use this card to buy petrol at a petrol station;
  • You cannot use this card in stores that are not partners with Iemas;
  • Does not offer a mobile app. You will pay R0.4 for each SMS sent or received to have your account information on your smartphone;
  • That card can’t help you if your goal is to build credit.

What are the requirements to apply?

Like most credit cards, the criteria for choosing this card are very simple. Do you want to learn more? Then meet them below:

  • Be over 18 years of age;
  • Living in South Africa legally;
  • Provide information about your employment/source of income.

How does the application process work?

You are closer than you think to have cashback on all your next purchases! Find out how to apply for this card below. So read on and learn!

Iemas logo

Iemas Purchase Debit Card: check out how to apply!

Apply to Iemas Purchase Debit Card and understand how simple it is to have cashback of up to 3.5% in more than 12,000 stores.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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