Reviews
OakStone Platinum Secured Mastercard® full review: should you get it?
The OakStone Platinum Secured Mastercard® has the best tools to build credit with one of the lowest APR on the market: 9.99% without penalty rate. See other advantages of this card in this review!
Advertisement
OakStone Platinum Secured Mastercard®: your chances of building credit with one of the lowest APRs on the market

In fact, people with bad credit also deserve a second chance. That’s exactly what the OakStone Platinum Secured Mastercard® offers: rebuilding credit even with a bankruptcy in your history.
OakStone Platinum Secured Mastercard®: check out how to apply!
Apply for the OakStone Platinum Secured Mastercard® and build your credit regardless of the credit score you have today. Know how!
Read this review and learn more:
| Credit Score | No minimum score required |
| Annual Fee | N/A |
| Regular APR | 9.99% (variable or purchases) |
| Welcome bonus | None |
| Rewards | None |
OakStone Platinum Secured Mastercard®: learn more about this financial product
Indeed, beginnings (or restarts) are not always easy. Therefore, all possible help is needed at these times. Thus, this card was designed for those who want to build or rebuild their own credit.
Thus, it accepts applicants with any credit score and even those with a history of discharged bankruptcy. This card reports your payments to the country’s three main credit bureaus to improve your score.
The entire application process is simple, easy, completely online, and takes just a few minutes. To activate this card, a secured deposit is required.
This will also define your credit limit and can range from $200 to $2,000 initially. Based on responsible use of this card, your limit can be expanded up to $5,000.
To minimize the worry of late payment interest, this card offers one of the lowest APRs on the market and no penalty rate.
Finally, it is a Mastercard card, accepted in most stores in the country and around the world.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
OakStone Platinum Secured Mastercard® features

If your mission is to build credit, choosing your credit card wisely is important. Therefore, we have listed the main advantages and disadvantages of this option.
That way, you will be sure if this is your best option. Check it out below:
What are the benefits?
- One of the lowest APR in the credit card market: 9.99%;
- Credit Building: Reports your payments to the three major credit bureaus;
- This is a Mastercard card, accepted anywhere in the country;
- It does not establish a minimum credit score and accepts applicants with a history of bankruptcy.
And what are the drawbacks?
- Requires security deposit;
- This card does not offer a welcome bonus or rewards program.
What credit score do you need to get the OakStone Platinum Secured Mastercard®?
Indeed, your score is not a factor in applying for this card. So, you can get them even with bad credit or no credit.
How does the OakStone Platinum Secured Mastercard® application process work?
In effect, this card accepts remote applications made by computer. To see how this process works, check out our post below!
OakStone Platinum Secured Mastercard®: check out how to apply!
Apply for the OakStone Platinum Secured Mastercard® and build your credit regardless of the credit score you have today. Know how!
Trending Topics
Next Day Personal Loan: find out how to apply!
Apply for a Next Day Personal Loan and, in 2 minutes, get to know dozens of options from lenders to get good loans. Learn how!
Keep Reading
Oportun Personal Loans review: Affordable Loans for All!
Explore our Oportun Personal Loans review to discover affordable, accessible lending options designed for a secure financial future!
Keep Reading
Capital One Platinum Secured card: check out how to apply!
Apply for the Capital One Platinum Secured and get a card designed to help you build credit without paying an annual fee. Learn more here!
Keep ReadingYou may also like
When will gas prices go down in the US: understand the factors involved
When will gas prices go down? Understand why we're paying the most expensive gas in recent times and what we can expect in the coming months.
Keep Reading
Personify personal loan: find out how to apply!
Apply for Personify personal loan and get access to a loan of up to $15,000 while you build your credit. Check out our post and learn how!
Keep Reading
The economy in Canada: where we are, where we’re going
Understand what experts say about the economy in Canada. Will we have a recession in the future? Click here and discover this and much more.
Keep Reading