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Capital One Aspire Cash™ Platinum Mastercard® credit card full review: should you get it?

There are few cards that offer a cashback program that gives you unlimited rewards on all your purchases without charging an annual fee for doing so. That's one of the reasons you need to know about the Capital One Aspire Cash™ Platinum Mastercard® credit card.

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Capital One Aspire Cash™ Platinum Mastercard®: earn unlimited rewards on a hassle-free cashback program

Capital One Aspire Cash™ Platinum Mastercard® credit card
Learn all about the Capital One Aspire Cash™ Platinum Mastercard® card. Source: Capital One

A simple to understand cashback program that pays for absolutely every purchase you make. In fact, this is the solid Capital One Aspire Cash™ Platinum Mastercard® credit card rewards program. With no fine print or “surprises”, this card delivers what it promises: purchase rewards and all your purchases.

However, this is just one of the advantages of this card. So feel free to read a full review and learn more about this card!

Capital One logo

Capital One Aspire Cash™ Platinum Mastercard® card: check out how to apply!

Meet one of the few credit cards that offers unlimited cashback and zero annual fees. Learn how to get the Capital One Aspire Cash™ Platinum Mastercard® card.

Credit ScoreGood/excellent (above 690)
Annual Fee$0
Regular APR19.8%
Welcome bonusNone
Rewards1% unlimited, non-expired cashback on all purchases

Capital One Aspire Cash™ Platinum Mastercard® credit card: learn more about this financial product

In fact, a solid rewards program that offers cashback on all your purchases. So that’s what the Capital One Aspire Cash™ Platinum Mastercard® card promises and delivers very well. With this card, you get 1% of the value of your purchases back and you can withdraw this money whenever you want.

Also, your rewards can be guards as they never expire. To further increase your earnings with this program, it is possible to add authorized users. In fact, the cashback they generate will also be added to your account. So you can add them without paying a penny more for it.

In addition to an excellent rewards program, the Capital One Aspire Cash™ Platinum Mastercard® card also offers zero annual fees. Few credit cards offer these two advantages combined. In addition, when you buy with this card you gain access to advantages in purchases.

Thus, extended warranties and price protection become part of your routine. This means that if you buy a product and then find it on sale at a discount, you can claim the difference in value. In addition, those traveling with the Capital One Aspire Cash™ Platinum Mastercard® card have exclusive benefits.

Luggage insurance, accident coverage and rental car insurance go in the suitcase with you! Ah, Capital One Aspire Cash™ Platinum is Mastercard, accepted almost anywhere in the world. Customers of this card are also exempt from liability in case of unrecognized purchases. Finally, you can make balance transfers for a 19.8% fee.

Capital One Aspire Cash™ Platinum Mastercard® credit card features

Young woman shopping online with credit card and laptop while sitting on sofa at home.
Learn more about the card’s pros and cons! Source: Adobe Stock

In fact, it’s not hard to understand why the Capital One Aspire Cash™ Platinum Mastercard® card has become popular with the Canadian people.

However, the question remains: is it for you? In fact, take a look at the list of the main defects and advantages of this card and get an answer for you:

What are the benefits?

  • Unlimited, non-expirable reward program that pays 1% on all your purchases;
  • No annual fee;
  • Travel, shopping and Mastercard coverage benefits;
  • Add authorized users without paying anything for it.

What are the drawbacks?

  • Pursuant to the Cardholder Agreement, you may be responsible for up to US$50 in unpaid purchases;
  • If you don’t make at least the minimum payment on your balance for two cycles in a 12 month period, your fees will rise to 25.9%;
  • No welcome bonus;
  • Foreign transfer fee of 2.5%.

What credit score do you need to get the Capital One Aspire Cash™ Platinum Mastercard® credit card?

The Capital One Aspire Cash™ Platinum Mastercard® card accumulates very interesting advantages. That’s why it “charges a toll” more expensive for its customers. Therefore, to apply, we recommend that you have a minimum credit score of 690.

How does the Capital One Aspire Cash™ Platinum Mastercard® credit card application process work?

In fact, you can apply for your Capital One Aspire Cash™ Platinum Mastercard® card without leaving your home! For application details, click on the link below and read an exclusive article!

Capital One logo

Capital One Aspire Cash™ Platinum Mastercard® card: check out how to apply!

Meet one of the few credit cards that offers unlimited cashback and zero annual fees. Learn how to get the Capital One Aspire Cash™ Platinum Mastercard® card.

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