Reviews
Petal® 1 “No Annual Fee” Visa® Credit Card full review: should you get it?
Discover the credit card that offers excellent conditions (limit up to $5,000 and 2% to 10% cash back) "without looking" at your credit score: the Petal® 1 "No Annual Fee" Visa® Credit Card.
Advertisement
Petal® 1 “No Annual Fee” Visa® Credit Card: 2% to 10% cashback because you are more than your credit score says
In fact, the Petal® 1 “No Annual Fee” Visa® Credit Card is the type of card that hit the market to revolutionize the way credit is offered. This is a card that understands that you are more than what your credit score says.
So, learn more about this card and the tool created to distribute credit more easily.
Petal® 1 "No Annual Fee" Visa® Credit Card: check out how to apply!
Apply for Petal® 1 "No Annual Fee" Visa® Credit Card to build your credit with up to $5,000 limit and 10% cash back. Learn how to get this card.
| Credit Score | Fair/Bad/Limited/No Credit |
| Annual Fee | $0 |
| Regular APR | From 24.99% – 34.49% (variable) |
| Welcome bonus | None |
| Rewards | 2% to 10% cashback on purchases made at eligible merchants |
Petal® 1 “No Annual Fee” Visa® Credit Card: learn more about this financial product
Indeed, the Petal® 1 “No Annual Fee” Visa® Credit Card inaugurated a new way of selecting customers. Typically, credit companies basically look at your credit score. Then they decide whether or not you should be a customer of theirs.
However, Petal® Cards 1 and 2 go further. This company created the “cash score”. This is a score measured from your budget. In effect, the company analyzes your credit history to understand your spending and budget.
The more money you have left over after paying off your recurring debts, the higher your “cash score”. This indicator allowed many people without a good credit score to have access to cards with premium benefits.
That’s even with a bad/fair credit score. After all, the Petal® 1 “No Annual Fee” Visa® Credit Card will not charge an annual fee or transfer fee abroad. In addition, it has a rewards program that can return up to 10% of your money.
Not to mention the credit limit. Right after being accepted, you can have $300 to $5,000 limit at your disposal without having to make a deposit. This is indeed a revolution.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Petal® 1 “No Annual Fee” Visa® Credit Card features
“Amazing” and “revolutionary” are some adjectives that explain well what the Petal® 1 “No Annual Fee” Visa® Credit Card is. However, before deciding whether this card should be yours, take a look at the list below.
In fact, we have separated the main advantages and disadvantages of having a card like this:
What are the benefits?
- $0 Annual Fee
- Variable APRs range from 24.99% – 34.49%
- $300 – $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we’ll create your Cash Score instead.
- 2% – 10% cash back at select merchants
- See if you’re pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank
And what are the drawbacks?
- APR range too large. You can be left with a very high APR;
- Does not accept balance transfers;
- Cashback program limited to certain merchants and rewards can only be used as extra cash to pay balance;
- No welcome bonus.
What credit score do you need to get the Petal® 1 “No Annual Fee” Visa® Credit Card ?
In fact, your credit score is not very important for your Petal® 1 “No Annual Fee” Visa® Credit Card application. So you can apply even with a bad or fair score.
How does the Petal® 1 “No Annual Fee” Visa® Credit Card application process work?
Has the Petal® 1 “No Annual Fee” Visa® Credit Card ard caught your eye? We recommend that you take a look at the link below. In this we explain everything you need to know to apply for this card!
Petal® 1 "No Annual Fee" Visa® Credit Card: check out how to apply!
Apply for Petal® 1 "No Annual Fee" Visa® Credit Card to build your credit with up to $5,000 limit and 10% cash back. Learn how to get this card.
Trending Topics
Quick Capital Cash Loan Review: Quick, Reliable Loans
Explore our Quick Capital Cash Loan review for fast, easy loans within a vast network of lenders. Get cash quickly with minimal hassle.
Keep Reading
GO2bank™ Secured Visa® Credit Card full review: should you get it?
GO2bank™ Secured Visa® Credit Card is your chance to build credit: watch your score grow every month without paying an annual fee.
Keep Reading
Enjoy low rates: Apply for Navy Federal Student Loan
Find out how to apply for a Navy Federal student loan and enjoy the benefits of a trusted and reputable lender! Flexible terms! Read on!
Keep ReadingYou may also like
Canadian GDP growth is slower than expected: understand the numbers
Canadian GDP slowed in the first three months of this year. Understand the consequences and what to expect for the future of the country.
Keep Reading
How the US economy has changed since Covid-19
As life returns to normal, we are still feeling the “after-effects” of Covid-19 in the US economy. Click here for an overview.
Keep Reading
Key2More Rewards® Credit Card: check out how to apply!
Apply for Key2More Rewards® Credit Card and see your points multiply 5x in a great rewards program with direct 6 months of 0% APR and more!
Keep Reading