A minimalist-looking card issued by a young company founded in 2016. In fact, the Petal® 2 “Cash Back, No Fees” Visa® credit card is much more than that!

In addition to re-solving the way you select customers, this card offers rewards while you build your credit. Stay with us and read a full review of this card.

In fact, you’ve heard of credit scores. However, do you know what a “cash score” is? This is a revolutionary way that Petal® has developed to evaluate potential customers for its cards.

Instead of just looking at your credit score, this company created a new indicator. This is calculated from your monthly income minus after paying your bills. So, the more “cash left over”, the higher your cash score.

This score will be decisive for anyone applying for the Petal® 2 “Cash Back, No Fees”. This is a completely free card with an interesting cash back program.

With this one, you are entitled to up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments; 1% cash back on eligible purchases; from 2% to 10% at selected merchants 1% cash back on eligible purchases once you receive the card. After 12 on-time balance payments, this rate rises to 1.5%.

In addition, there is a bonus cashback of up to 10% on products from specific brands (offers can vary). Among them:

In addition, this is a card that informs your payment to the main credit agencies. So you can build your credit while earning rewards.

Now that you know a little more about the Petal® 2 “Cash Back, No Fees” Visa® card, take a look at the list below. In fact, these present the main advantages and disadvantages that this card offers:

In fact, the Petal® 2 Visa® credit card is not a card that prioritizes your credit score. Thus, it is possible that you are entitled to have this card even with bad/fair credit.

It is possible to apply for the Petal® card without leaving home. To find out how, click on the link below and check out how the application process works: