Petal® 2 “Cash Back, No Fees” Visa® Credit Card: check out how to apply!

Forget your credit score! Understand how to apply for the Petal® 2 “Cash Back No Fees” Visa® Credit Card, the card that takes your "cash score" more into account.


by José Gonçalo

07/15/2022 | Updated on 02/13/2023

Petal® 2 “Cash Back, No Fees” Visa® Credit Card: get rewards on every purchase while you build your credit

Petal logo
See how to apply for the card. Source: Petal®

Learn to apply for the Petal® 2 “Cash Back, No Fees” Visa® Credit Card. In fact, this is one of the few cards that include cash back, zero annual fees, and up to a $10,000 credit limit. Below, check out how to apply:


Credit card

Petal® 2 “Cash Back, No Fees” Visa®

Cashback No Fees

No fees, up to $10,000 credit limit and up to 10% cash back. All this to build your credit more smoothly.

You will be redirected to another website

How to apply on the website

First, it is important to know that Petal® offers two cards. In effect, they are Petal® 1 and Petal® 2. To simplify the application process, this agency created a unique application process.

So, in the same process, you can apply for both cards at the same time. In addition, there is the possibility of passing a pre-application.

If you are not accepted, your credit will not be “bruised” after the consultation.

So, to apply, just go to the official Petal® website. There, click “Start Applying”. This will take you to a small pre-application form. Just fill in the requested data and submit your answers.

In a few minutes, the result will arrive by email, as well as the guidelines to confirm your candidacy.

How to apply using a mobile app

Petal® 2 “Cash Back, No Fees” Visa® card
Learn how to apply for the Petal® 2 “Cash Back, No Fees” Visa® card. Source: Petal®

Petal® offers an application so that its customers can manage their cards from anywhere. This one is called “Petal” and can be downloaded for free from your cell phone’s app store.

With this application, you can consult rewards and manage your account. However, it is not possible to apply to the Petal® 2 “Cash Back, No Fees” Visa® card via the app.

However, you can still do this from your cell phone. Just access the official Petal® website from your smartphone and follow the same process mentioned above.

Petal® 2 “Cash Back, No Fees” Visa® card vs. Upgrade Triple Cash Rewards Visa®: choose which one is best for you

Petal® cards attract a younger audience due to their characteristics and advantages.

However, in this niche, there are other options that draw attention. In fact, one of them is the Upgrade Triple Cash Rewards Visa® card.

In the table below, we have selected the most important information for each of these cards.

So, you have a basic survey of information to compare the services of each one of them. What is the best option for you? Check the table below and decide:

Petal® 2 “Cash Back, No Fees” Visa®Upgrade Triple Cash Rewards Visa®
Credit ScoreExcellent/Good/Limited/No Credit630-850 (medium to excellent)
Annual Fee$0$0
Regular APRFrom 17.49% – 31.49% (variable)From 14.99% to 29.99% (variable)
Welcome bonusNone$200 if you open a Rewards Checking account and make 3 debit card transactions within two months
Rewards Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments; 1% cash back on eligible purchases; from 2% to 10% at selected merchantsCash back unlimited; 3% in the categories home, automobiles and health, 1% in the others

Did the Upgrade Triple Cash Rewards Visa® card catch your eye? Click on the link below and learn more about this credit product:

Upgrade Triple Rewards Card

Upgrade Triple Cash Rewards Card: check out how to apply!

Apply for the Upgrade Triple Cash Rewards Card to have unlimited cash back and a great credit line. Find out how to get this credit card!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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