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OakStone Platinum Secured Mastercard® card, build or rebuild your credit with one of the lowest APRs on the market

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The OakStone Platinum Secured Mastercard® card is a tool designed for anyone who needs to build or rebuild credit. This card accepts applicants with bad credit or even a bankrupt credit history and reports all payments to the country’s three major credit bureaus. Plus, it offers an extremely low 9.99% APR and no penalty fee.

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Here's why you can count on the OakStone Platinum Secured Mastercard® to build your credit:

Inform your payments to the main credit agencies in the country;
One of the lowest APR among secured cards: 9.99%;
It accepts applicants with any credit score, including those with bankrupt credit history;
This is a Mastercard card, accepted nationwide.

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Specialists recommend using a secured credit card to rebuild credit because it requires a security deposit, reducing the lender’s risk and making it accessible to individuals with poor credit. Responsible use of a secured card helps demonstrate creditworthiness, leading to improved credit scores over time.

The security deposit for a secured credit card is typically held as collateral by the issuer. It determines your credit limit. You can usually get it back when you close the account in good standing or when you’re upgraded to an unsecured card, depending on the card issuer’s policies.

OakStone is here to be your partner in building a better credit score! They offer a range of helpful resources and tools to make your journey smoother. From credit monitoring to easy-to-understand financial tips, they got your back. Plus, they’ll help you keep track of your credit score so you can watch your progress.

The decision time for your application can vary, but it typically takes a few weeks. Some factors influencing the timeline include the issuer’s processing speed and the volume of applications they receive. You can often check your application status online or contact the issuer for updates.

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