No, Petal does not currently offer the option to add authorized users to their credit cards, including the Petal® 1 “Cash Back, No Fees” Visa® card.

Yes, you can use the Petal® 1 “Cash Back, No Fees” Visa® card to build or rebuild your credit. Petal is known for providing credit opportunities to individuals who may not have a strong traditional credit history. Using the Petal® 1 card responsibly by making payments on time and keeping your credit utilization low (using only a portion of your credit limit) demonstrates responsible credit management, which is essential for building or rebuilding credit.

Petal® 1 “Cash Back, No Fees” Visa® card did not specifically offer rewards for on-time payments. While there may not be explicit rewards for on-time payments, the primary benefit of using the Petal® 1 card responsibly is the positive impact it can have on your credit score. Consistently making on-time payments and managing your credit responsibly can lead to an improved credit history.