Reviews
Truist Enjoy Cash Credit Card full review: should you get it?
Meet the Truist Enjoy Cash Credit Card, the card that lets you choose which rewards program you prefer. See this review to understand more!
Advertisement
Truist Enjoy Cash Credit Card: get up to 3% cashback with no annual fee

Indeed, the Truist Enjoy Cash credit card is a fantastic card option for anyone looking for a good cashback program.
Truist Enjoy Cash Credit Card: check out how to apply!
Learn how to apply for the Truist Enjoy Cash Credit Card, which multiplies rewards, subtracts fees, and offers a 0% intro APR!
Have you ever thought about being able to choose the most advantageous rewards program for you? Now you can! See below:
| Credit Score | Good (650 or higher); |
| Annual Fee | $0; |
| Regular APR | 0% intro APR on purchases in the first 12 months. After, between 16.24% to 25.24% (variable); |
| Welcome bonus | None; |
| Rewards | 3% cash back on gas, 2% on groceries and utilities (reward limited to $1,000 combined monthly); 1% on all other eligible purchases or 1.5% on all purchases. |
Truist Enjoy Cash Credit Card: learn more about this financial product
In fact, this is one of the few cards that allows the customer to choose what type of rewards program they want.
1.5% on all eligible purchases or a program that leverages gains on expenses like gas and groceries? You choose.
To do this, simply redeem your rewards to your personal Truist account balance (this is a loyalty bonus).
Also, this card has an excellent 0% intro APR period for purchases: of 12 months. Ideal for those who want to make high-value purchases. Another great advantage of this card is the absence of fees.
Penalty APR, Minimum Interest Charge, Annual Fee, Foreign Transaction, Overlimit Fee, and Return Payment Fee. None of these fees are charged.
Finally, this card exempts its customers from liability in the event of fraud.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Truist Enjoy Cash Credit Card features

Indeed, this card is attention-grabbing because it offers a “customer-friendly” rewards program.
However, there are other details you need to know about this card before applying for it. For a better understanding, see the lists below:
What are the benefits?
- One year without worrying about interest (12 months of 0% intro APR for purchases);
- No annual fee, no foreign transfer fee;
- Possibility to choose between two models of reward programs, the one that best suits your consumption pattern.
And what are the drawbacks?
- Once chosen, your rewards program template cannot be changed;
- The 0% intro APR period does not cover balance transfers;
- No welcome bonus;
- You will need at least a good credit score to stand a chance of being accepted.
What credit score do you need to get the Truist Enjoy Cash Credit Card?
We recommend a good credit score to increase your chances of being approved for this card. So, it is important that you have at least 650 points.
How does the Truist Enjoy Cash Card application process work?
You can apply for this card in a fully online application. To find out how to apply, read our post below!
Truist Enjoy Cash Credit Card: check out how to apply!
Learn how to apply for the Truist Enjoy Cash Credit Card, which multiplies rewards, subtracts fees, and offers a 0% intro APR!
Trending Topics
Find out all about rewards credit cards and their pros
Did you know that it is possible to earn money just by using a credit card? Read on to learn about the pros of rewards credit cards.
Keep Reading
How to get started with personal finance: learn 4 tips
Are you looking for some tips on personal finance? Here are our top tips for managing your money and reaching your financial goals!
Keep Reading
Apply for the Plain Green Loans: Hassle-free and online!
Discover how to apply Plain Green Loans seamlessly. Our guide offers step-by-step insights to ensure a smooth borrowing experience.
Keep ReadingYou may also like
Bankruptcy and consumer proposal: what’s the difference?
Bankruptcy and a consumer proposal are legal ways to settle a debt. But which of these features is most positive for your situation? Read on!
Keep Reading
Wells Fargo Reflect℠ Card: check out how to apply!
0% APR and $600 as insurance for your cell phone: learn how to apply for your Wells Fargo Reflect℠ credit card for these and other benefits.
Keep Reading
First Digital Mastercard® full review: should you get it?
Meet the First Digital Mastercard®, a $300 limit card and everything you need to build your credit. Learn all about it here!
Keep Reading