Wells Fargo Autograph℠ Card full review: should you get it?

Learn more about the Wells Fargo Autograph℠ Card, the credit card with a 0% APR period that turns your ordinary purchases into points so you can finance travel and hotel stays with exclusive benefits!


by José Gonçalo

Published on 09/24/2022

Wells Fargo Autograph℠ Card: triple your rewards for everyday purchases

Wells Fargo Autograph℠ Card
Learn all about the Wells Fargo Autograph℠ Card. Source: Wells Fargo

Indeed, the Wells Fargo Autograph℠ Card allows you to earn points on common and recurring everyday purchases.

Well Fargo logo

Wells Fargo Autograph℠ Card: check out how to apply!

Learn how to apply for the Wells Fargo Autograph℠ Card and gain access to exclusive travel benefits, great welcome bonuses, introductory APR and much more!

Learn about the latest Wells Fargo card: 0% APR introductory period, welcome bonus, and more.

Credit ScoreGood/Excellent (at least 690)
Annual Fee$0
Regular APR0% intro APR on purchases in the first 12 months (from account opening). After that, from 17.24%, 22.24% or 27.24% (variable)
Welcome bonusGet a 30,000 point bonus (or $300) if you spend up to $1,500 in your first three months of use
Rewards3x unlimited points in restaurants (dinner, take-out, catering, delivery, and more); Travel (airfares, hotel accommodations, car rentals, cruises, and more), gasoline (regular and electric car gas stations), transportation (subway, carpooling, parking, tolls, and more), streaming services, plans for cell phones; 1x unlimited point on all other purchases

Wells Fargo Autograph℠ Card: learn more about this financial product

Indeed, this is the latest credit card launched by Wells Fargo. Like the other cards from this company, this one offers a 0% APR period.

The novelty of this card is the excellent welcome and rewards program.

This card allows you to accumulate triple points on everyday purchases, such as spending on food for delivery, ride-hailing apps, streaming services, and others.

Plus, you have $600 insurance for your cell phone that can be used in case of damage or theft. You can also count on cash advances for emergencies and 24/7 towing.

Visa Signature services give you access to special benefits at the best hotels in the world. In case of improper purchases, you are exempt from fraud liability.

Wells Fargo Autograph℠ Card features

Woman with a red credit card in front of a laptop/notebook
Learn more about the card’s pros and cons. Source: Pixabay

Indeed, it is a card designed so that people with a common purchase profile can generate many points without changing their consumption patterns.

However, this credit product has some “weak points”. To know them, see the lists below:

What are the benefits?

  • A rewards program that privileges everyday purchases (streaming services, transportation costs, gasoline, and much more);
  • 0% APR for one year and easy to fulfill and profitable welcome bonus;
  • No annual fee or foreign currency conversion fee;
  • Visa Signature benefits to make your travels even better.

And what are the drawbacks?

  • Applicants with a lower credit score can access relatively high APRs or not get approved;
  • The 0% APR period is not valid for balance transfers;
  • Other similar credit cards offer better rewards on hotel stays or air travel.

What credit score do you need to get the Wells Fargo Autograph℠ Card?

Indeed, this card is for applicants with a solid credit score. Thus, we recommend the application only to those with a good or excellent score (above 690 points).

How does the Wells Fargo Autograph℠ Card application process work?

Indeed, you can apply for this card in a completely online process. So, you can read our post below to learn all about the application process!

Well Fargo logo

Wells Fargo Autograph℠ Card: check out how to apply!

Learn how to apply for the Wells Fargo Autograph℠ Card and gain access to exclusive travel benefits, great welcome bonuses, introductory APR and much more!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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