Credit Cards
Zenith Bank Classic Card review: Enjoy the convenience of credit
Make smart financial choices with the Zenith Bank Classic Credit Card. Explore our review for a comprehensive understanding of its offerings.
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Simplify Your Payments: Zenith Bank Classic Card Reviewed

If you’re looking for a reliable credit card provider in Nigeria, then the Zenith Bank Classic Credit Card might just be what you need, and this review will tell you more about it.
Apply Today for Zenith Bank Classic Credit Card
Apply for the Zenith Bank Classic Credit Card and enjoy hassle-free transactions, exclusive benefits, and global acceptance. Get started now!
With this unique credit card, you can get on top of your financial life and enjoy all the conveniences that come with secure payment methods.
| Monthly Income | Not specified by Zenith Bank. However, the Classic Credit Card is the entrance card, so there will be no requirement for a high monthly income |
| Quarterly Fee | N53.75 |
| Initiation Fee | N1,000 |
| Interest Rate | Varies according to your creditworthiness |
| Rewards | This credit card does not offer rewards. However, you’ll have other interesting benefits to enjoy. |
Zenith Bank Classic Credit Card: learn more about this financial product
If you’re on the lookout for a credit card that offers plenty of benefits, look no further than the Zenith Bank Classic Credit Card.
It is one of the most popular credit cards available to Nigerians, offering a range of features that cater to all your financial needs.
With this credit card in your hands, you’ll be able to shop online or in-store with the wide acceptance of Mastercard or Visa (both available for Zenith Bank customers).
Also, making purchases with a credit card is safer than using a cash or debit card. You’ll have peace of mind knowing you are safe with the best security features available.
Moreover, the Zenith Bank Classic Credit Card allows you to make transactions in both Niara and Dollars, access ATM and POS terminals, and gives you special discounts!
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Zenith Bank Classic Credit Card features

Owning a credit card will bring amazing advantages to your financial life. And the Zenith Bank Classic Credit Card was designed to suit your everyday needs.
Let’s take a closer look at Zenith Bank Classic Credit Card features in this full review:
What are the benefits?
- Interest-Free Period: Enjoy up to 45 days of interest-free transactions at POS terminals
- Secure Online Transactions: Benefit from 3D security for enhanced card transaction protection
- Seamless Worldwide Usage: Shop online, withdraw cash, and make payments at POS Terminals worldwide
- Dual Currency Options: Choose between Naira and Dollar denominations
- Widely Accepted: Enjoy global usability with MasterCard and Visa variants
And what are the drawbacks?
- The Zenith Bank Classic Card does not offer direct rewards when you use it for purchases
- No premium features: as an entrance card, you’ll have no premium perks, such as travel insurance, airport lounge access, etc.
What are the requirements to apply?
To apply for this credit card, you must be a Zenith Bank customer already. Also, you must be able to provide personal and financial information that fulfills their eligibility requirements.
Zenith Bank will also check your credit score and credit reports to evaluate your creditworthiness.
How does the application process work?
Now that you know everything the Zenith Bank Classic Credit Card offers, it’s time to learn how to apply for it.
Click on the following link to be redirected to our application guide. We’ll walk you through the process, and soon you’ll be holding your new card.
Apply Today for Zenith Bank Classic Credit Card
Apply for the Zenith Bank Classic Credit Card and enjoy hassle-free transactions, exclusive benefits, and global acceptance. Get started now!
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