Credit Cards

African Bank Credit Card: check out how to apply!

Learn how to apply the African Bank Credit Card to manage your money safely and still earn a 3% return o your account!

Advertisement

African Bank Credit Card: see your positive balance yield 3%!

African Bank logo
Learn how to apply for the African Bank Credit Card. Source: African Bank

Apply for the African Bank Credit Card and have a card with a credit limit of up to R250,000 to make purchases and manage your money.

card

Credit card

African Bank

Visa Life insurance

62 days interest free on purchases. Credit limit up to R250,000.

You will be redirected to another website

Below, see the basic requirements and how to apply for this card. To apply for this card, you will need to present the following documents/meet the following criteria:

  • Most recent proof of income;
  • You must be over 18 years old;
  • Recent bank statement showing your three most recent salary amounts.

Now, understand how you can apply for this card without leaving your home:

How to apply on the website

You must have an active African Bank account to apply for this card. If you already have it, just log into your account and check if the service of this card is available to you.

If you are not yet a customer of this bank, click the “Register” button. Initially, you must inform the number of your identity document or passport. Also, provide a valid phone number.

Then, you must provide more information about your address and income and submit the documents described above.

After a review (which may take a few days), you will receive an email informing you if your request for this card has been accepted.

How to apply using a mobile app

African Bank Credit card and African Bank Mobile (apply African Bank Credit Card)
Learn how to apply for the African Bank Credit Card. Source: African Bank

You can use the mobile app to manage your African Bank account and your credit card. But you’ll need to complete the application process through the website!

African Bank Credit Card vs. Absa Flexi Core Credit Card: choose which one is best for you

Indeed, the African Bank Credit Card has a strong competitor in the South African card market. This is the Absa Flexi Core Credit Card.

Thus, those who are looking for a card may be in doubt about which one to choose. To help you with this question, look at the table below.

Here, we have gathered the most important features of each of them. That way, you can compare them and decide which one is the best option for you:

African Bank Credit CardAbsa Flexi Core Credit Card
Credit ScoreN/A;N/A;
Monthly FeeR50.00;R44 (Monthly account fee + Monthly credit facility fee);
Initiation FeeR120.00;N/A;
Interest Rate62 days interest-free;57 days interest-free on eligible transactions. After this period, undefined rates;
RewardsNone.Up to 30% cash back on purchases at Food Lover’s Market, Pick n Pay, and Woolworths; car refueling at Sasol gas stations; purchase of Dis-Chem beauty products; purchases at other partner stores; partner virtual stores. 1.15% on all other purchases.

Need more information about the Absa Flexi Core Credit Card? Take a look at the full review we did on this credit product in the following post:

Absa Bank logo

Absa Flexi Core Credit Card: check out how to apply!

The Absa Flexi Core Credit Card has special conditions for those who want to build or rebuild their own credit. Check out in this post how to apply for this card!

Trending Topics

content

Lift Airlines: cheap flights and offers from R800

Lift Airlines offers much more than cheap flights: find exclusive flight deals, 20% discounts on selected hotels, and much more!

Keep Reading
content

What is a home loan? An introductory guide

Knowing what a home loan is could be the key to your new home. Understand how banks can help you realize this dream!

Keep Reading
content

Unemployment Insurance Fund (UIF): relief for workers

Through the Unemployment Insurance Fund, South African workers can receive a pension of up to R17,712 for 12 months. Learn more here!

Keep Reading

You may also like

content

Capitec Personal Loan review: borrow up to R250,000

Up to R250,000 immediately in your account with low interest rate. Learn more in our Capitec Personal Loan review.

Keep Reading
content

Apply for the War Veteran’s Grant: find out how

Apply to War Veteran's Grant and automatically increase your annual income by at least R24,000! Understand how to apply for this federal aid!

Keep Reading
content

African Bank Gold Credit Card: check out how to apply!

Apply for the African Bank Gold Credit Card! Access a card that offers basic credit services and 60 days with no interest rate!

Keep Reading