Reviews

Capital One Guaranteed Mastercard® card: check out how to apply!

A credit card designed to help Canadians on their credit-building journey: up to a $2,500 limit and a very high probability of having your application accepted. See how to get the Capital One Guaranteed Mastercard® card.

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Capital One Guaranteed Mastercard® card: have credit at your disposal even with a bad score

Capital One logo
Learn how to apply for this card. Source: Capital One.

In fact, there’s a good reason the Capital One Guaranteed Mastercard® card is called a “Guaranteed” card. Therefore, when you apply for the Capital One Guaranteed Mastercard® card, you have an almost 100% chance of being accepted.

Read more about this application process below.

card

Credit card

Capital One Guaranteed Mastercard®

Mastercard Building credit

A card that offers a limit of up to $2,500 and helps you build credit.

You will be redirected to another website

How to apply on the website

apply to Capital One Guaranteed Mastercard® card.
Learn how to apply for the Capital One Guaranteed Mastercard® card. Source: Capital One

Before applying for this card, you need to meet four basic criteria. Check below:

  • No Capital One account/card or pending order;
  • Have not ordered any Capital One products in the last 30 days;
  • Not having acquired any outstanding issues with Capital One in the last year.
  • Having reached the age of majority according to the criteria of the province in which you live;

Do you meet these criteria? Then you have everything you need to apply for your card. When accessing the Capital One Guaranteed Mastercard® official website, click “Apply Now”.

After filling in your personal details, click on “Review my application” to verify your details. Click once more to proceed. We strongly recommend that you read all information available in the “Important Disclosures” section.

Most likely, you will receive confirmation of your order in a short time.

How to apply using a mobile app

Capital One has an application to manage all the company’s products. To access it, simply download “Capital One Mobile” from your app store. Unfortunately, it is not possible to apply for the Capital One Guaranteed Mastercard® card through the app.

However, you can access the online application form on your mobile and apply as usual.

Capital One Guaranteed Mastercard® card vs. BMO CashBack® Mastercard® card: choose which one is best for you

In fact, the credit card options available to Canadians are nothing short of options found in other countries. For you to make a better choice, it is important to know the main products on the market.

So, check out below a comparative table with the main advantages of credit products very accepted by Canadians.

Capital One Guaranteed Mastercard®BMO CashBack® Mastercard®
Credit ScoreBad (300-579)From fair to excellent (over 660)
Annual Fee$59$0
Regular APR19.8%19.99%
Welcome bonusNone5% cashback for the first three months and 1.99% balance transfer fees for the first 9 months
RewardsNone3% cash back on grocery purchases, 1% on accounts, 0.5% on other purchases

Does BMO CashBack® Mastercard® sound like a good fit for you? To be sure, click the link below and see how to apply for this card.

BMO logo

BMO CashBack® Mastercard® card: check out how to apply!

5% cashback on everyday purchases and incredible discounts on car rentals and events: learn how to have the BMO CashBack® Mastercard® card in your wallet.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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