KOHO Premium Visa Prepaid Card: check out how to apply!

Learn how to have an excellent cashback card even with a not-so-great credit score. Read this article and get to know the KOHO Premium Visa Prepaid Card.


KOHO Premium Visa Prepaid Card: 0% foreign transfer fee and excellent price protection program

KOHO logo
Learn how to apply for the KOHO Premium card. Source: KOHO

A card that accepts people with bad credit and pays 2% cashback on select categories. Indeed, these are two good enough reasons to convince you to apply for the KOHO Premium Visa Prepaid Card.

So, read this article and learn how!


Prepaid Card

KOHO Premium Visa

Rewards Price protection

Incredible 2% cashback and 0% on foreign transfers. All this on one Visa card!

You will be redirected to another website

How to apply on the website

To apply for the KOHO Premium Visa Prepaid Card, you do not need to declare a minimum income. Also, even if you have bad credit, it won’t be a problem. So, to sign up, go to KOHO’s official website and click “Learn More” on the Premium Card ad. Then click “Start 30-day free trial”.

You will then be asked to fill out a short form with basic identifying information. Finally, there will be a field where you can enter promotional codes if you have any. They usually give special conditions to KOHO Premium Visa Prepaid Card customers.

Therefore, we recommend that you do a search for any of these codes before completing this process. When submitting your form, you will receive a message on your cell phone. The code submitted there will be used to continue your application.

As there are not many barriers to accessing this card, it is very likely that you will be automatically accepted.

How to apply using a mobile app

Beautiful dark skinned young female with cheerful expression, holds smart phone and credit card, banks online or makes shopping while sits against cafe interior. Payment and leisure concept (apply KOHO Premium Visa Prepaid Card).
Learn how to apply for the KOHO Premium Visa Prepaid Card. Source: Adobe Stock

KOHO also accepts apps directly from your mobile. So you can sign up wherever you are. To do this, simply download the “KOHO Financial” app. In fact, the application process is the same as on the website. So you won’t have any difficulties. In addition to an app, the KOHO app is excellent for managing your accounts.

Among other functions, it allows you to view your purchase history, check your credit score and organize your budgets.

KOHO Premium Visa Prepaid Card vs. BMO eclipse Visa Infinite Card: choose which one is best for you

When we talk about new card options for Canada, it’s impossible not to compare them with BMO’s options. This company has been consolidated in the market here for years and it is not for less. However, that doesn’t mean that a company less than two years old like KOHO can’t surprise.

In fact, KOHO entered the market with a young and very daring proposal and has already conquered many customers. Therefore, we decided to compare similar card options from these two companies. Who did better? See the table below and draw your own conclusions:

KOHO Premium VisaBMO eclipse Visa Infinite
Credit ScoreBad onwards (300 or more)Good (above 650)
Annual Fee$84 or $9 monthly ($0 for the first month)$0 in the first year, $120 in the following years
Regular APR0%20.99%
Welcome bonusNone60,000 free reward program points
Rewards2% cashback on food purchases (supermarket and restaurants) and transport (gasoline, Uber and others); 0.5% in all other categories5x points for every $1 spent on grocery shopping, dinners, gas and transit costs; 1 point for every $1 spent on all other purchases

Do you like BMO eclipse Visa Infinite? So, take a look at an exclusive article about this card and find out if this one should be your card.

BMO logo

BMO eclipse Visa Infinite card: check out how to apply!

Learn how to apply for the BMO eclipse Visa Infinite card and gain access to one of Canada's best credit card reward programs.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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