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KOHO Visa Prepaid Card: check out how to apply!
Learn how the KOHO Visa Prepaid Card application process works: the prepaid card that offers 0.5% cashback on all of your purchases.
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KOHO Visa Prepaid Card: an anti-debt card to put you in control of your finances

Modern KOHO cards are starting to gain notoriety among Canadians. Undoubtedly, the main attraction of this family’s prepaid model is the possibility of having a cashback program. In fact, this is an unusual feature among the cards of this modality. To access these benefits and all the advantages of a Visa card, see below how to apply for the KOHO Visa Prepaid Card!
How to apply on the website

In fact, the KOHO card family currently offers three options: a prepaid version, a premium version and the JOHO Joint. The application process for any of these cards is the same and starts from the official KOHO page.
When entering this site, simply click on “Open Account”. First, you will need to enter a valid email address and password. After that, you will fill out a form with personal information and then financial information.
The process takes a maximum of 5 minutes. Finally, you can still opt for the English version of the form by clicking on “EN” in the upper right corner of the screen.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app
If you are reading this article from your cell phone, you may prefer to report your candidacy from there.
KOHO offers this option. Through the “KOHO Financial” application you can manage your account and also apply for any card in the KOHO family. Just download the free app.
Lastly, the application process is similar to that website, so you won’t have any problems.
KOHO Visa Prepaid Card vs. BMO CashBack® Mastercard® card: choose which one is best for you
We have placed two credit cards side by side at the disposal of the Canadian people. In fact, there are two cards with a cashback program, but with very marked differences.
In the table below, we separate the main features of each model so that you can compare them. What is the best option? Decide for yourself:
| KOHO Visa | BMO CashBack® Mastercard® | |
| Credit Score | Bad (300-559) | From fair to excellent (over 660) |
| Annual Fee | $0 | $0 |
| Regular APR | 0% | 19.99% |
| Welcome bonus | None | 5% cashback for the first three months and 1.99% balance transfer fees for the first 9 months |
| Rewards | 0.5% cashback on all purchases | 3% cash back on grocery purchases, 1% on accounts, 0.5% on other purchases |
Want to know more about the BMO CashBack® Mastercard® card? So, click on the link below and see how to get your BMO card.
BMO CashBack® Mastercard® card: check out how to apply!
5% cashback on everyday purchases and incredible discounts on car rentals and events: learn how to have the BMO CashBack® Mastercard® card in your wallet.
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