Loans
Up to $40K: Apply for LendingClub Personal Loan
Unravel the nuances of a lender that offers loans of up to $40,000! Read on to learn how to apply for LendingClub Personal Loans!
Advertisement
Understand how to apply for the LendingClub Personal Loans!
LendingClub has gained recognition for its user-friendly interface and innovative approach. And you can learn how to apply for LendingClub Personal Loans here!
As we journey through this review, we’ll explore the intricacies of their application, rates, terms, and borrowing experience. So, read on to learn how to apply!
Online application
You can apply online for a loan with LendingClub.
Also, you’ll be able to go to their official website and go through a prequalification process before you complete the official application.
Moreover, you’ll need to provide the personal information required to apply. Then, you’ll need to see the response if you’re pre-approved.
So, if you’re pre-approved, you’ll need to complete the application process, and this may require a hard credit check.
Therefore, after you complete the application process, you’ll get a quick response and your loans in no time in as little as 2 business days!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
What are the requirements?
You’ll need to meet some of these requirements to have more chances to qualify for a loan through LendingClub:
- Be at least 18 years old;
- You’ll need to be a U.S. citizen or with a valid Visa;
- You need to have a valid bank account;
- Your credit score needs to be at least 600 to get more chances to qualify.
These are only some of the requirements to get a loan through this lender.
Apply on the app
You can manage your loan through the mobile app. However, you won’t be able to apply for a loan through the mobile app.
Compare LendingClub Personal Loans to other options: Upgrade Personal Loan
If you’re not so sure about getting a loan through LendingClub Personal Loans, you can find a different option for your financial needs.
Therefore, you can try applying for a loan through Upgrade!
Moreover, you’ll be able to find loans of up to $50,000 through the platform. Also, you won’t need to pay fees for preáyment.
Therefore, check out our comparison table below to learn more!
| LendingClub Personal Loans | Upgrade Personal Loan | |
| APR | 9.57% to 35.99% variable APR; | From 8.49%-35.99% (based on creditworthiness) *The APR on your loan may be higher or lower, and your loan offers may not have multiple term lengths available; |
| Loan Purpose | Debt consolidation, home improvement, credit card refinancing, major purchase, home purchase, car financing, green loans, business loans, vacation loans, moving and relocation, medical expenses, and other personal loans; | Pay off credit cards, debt consolidation, business, home improvement, large purchases, and others; |
| Loan Amounts | From $1,000 to $40,000; | From $1,000 to $50,000; |
| Credit Needed | You’ll get better loan terms with a higher credit score; | At least 560 points (Fair, good, or excellent); |
| Origination Fee | The origination fee can go from 3% to 8%; | From 1.85% to 9.99% (the fees are deducted from the loan proceeds); |
| Late Fee | There can be a late fee of $15 or 5% of the late amount, depending on your loan type and terms; | There can be late fees for delayed loan repayment amounts; |
| Early Payoff Penalty | There are no prepayment penalties for this lender. | There are no early payoff penalties. |
Further, find out how to apply for the Upgrade loans in our post below!
Upgrade personal loan: find out how to apply!
Learn how to apply for an Upgrade personal loan and get access to up to $50,000 in fixed and predictable monthly fees. Read on to learn more!
Trending Topics
Red Arrow Loans review: up to $5,000 today
Red Arrow Loans is a tool to help you find great loan opportunities even with less than stellar credit. Read on to learn more!
Keep Reading
Apply for Universal Credit Loan: No prepayment fees!
Do you need ways to get the best loan options with good terms? If so, you can read on to learn how to apply for Universal Credit Loan!
Keep Reading
Housing Assistance: discover different programs that can benefit you
Meet Housing Assistance, the federal program that can guarantee better quality housing for needy families across the country.
Keep ReadingYou may also like
Bitcoin price falls toward $20,000 as Fed raises rates
Bitcoin price is down 70% and investors are very worried! What's happening and what to do with your coins? Understand here.
Keep Reading
AutoLoanZoom: find out how to apply!
Apply to AutoLoanZoom and get access to dozens of lenders willing to offer great conditions for the purchase of your new car!
Keep Reading
Next Day Personal Loan: find out how to apply!
Apply for a Next Day Personal Loan and, in 2 minutes, get to know dozens of options from lenders to get good loans. Learn how!
Keep Reading