Mercury® Mastercard® card: check out how to apply!

Find out more about the Mercury® Mastercard® credit card application process and enjoy its rewards program. An excellent option for fair scores!


by José Gonçalo

05/06/2022 | Updated on 06/27/2022

Mercury® Mastercard® card: improve your credit while earning cashback as a reward

Mercury Financial logo
Learn how to apply for this card. Source: Mercury Financial.

Apply for the Mercury® Mastercard® card can be an unusual procedure.

So, read the topics below and learn how you can apply for this card.


Credit card

Mercury® Mastercard®

Rewards Fair credit

Cashback on purchases under special conditions.

You will be redirected to another website

How to apply on the website

The person holds a silver credit card and is filling out their credit card information to pay for goods online, credit cards can pay for goods and services both in the storefront and online shopping. (Apply Mercury® Mastercard® card)
Learn how to apply for the Mercury® Mastercard® Credit Card. Source: Adobe Stock.

In fact, you are not the one who chooses the Mercury® Mastercard® card. It’s the Mercury® Mastercard® card that chooses you. The company issuing this card is responsible for sending offers to product candidates.

You can receive this invitation by email or by letter. In it is a code that you can use to apply for the Mercury® Mastercard® card. However, receiving the invitation is not certain that it will be approved.

How to apply using a mobile app

Once you receive your card, you can manage it on your mobile using the “Mercury® Cards” app. This one does not allow you to reply to the offer message, but it will be useful and many other things.

Manage rewards, balances, make payments, lock/unlock cards and more.

Mercury® Mastercard® card vs. Upgrade Cash Rewards card: choose which one is best for you 

Now it’s time for a test. To give you a much broader view of the Mercury® Mastercard® card, we decided to compare it. In this way, we created a comparison between this card and the Upgrade Cash Rewards card.

Indeed, Upgrade cards are a “family” of cards with great advantages, such as a good starting limit and a rewards program. However, who is the better alternative when comparing these two options?

See the table below, compare the main data and decide:

Mercury® Mastercard®Upgrade Cash Rewards
Credit ScoreFair (550 a 650)Fair to Good  (580 – 740)
Annual Fee$0 or $79$0
Regular APRFrom 27.24% to 29.24% (variable)8.99% to 29.99%
Welcome bonusNone$200 bonus if you make 3 deposits within the first 60 days after account opening.
RewardsCashback on qualifying daily purchases such as dinners, supplies, grocery shoppingUnlimited 1.5% cash back on all your purchases.
Upgrade Logo

Upgrade Cash Rewards Card: check out how to apply!

The Upgrade Cash Rewards is a cash-back credit card that offers 1.5% back on all purchases and up to $25.000 to borrow: learn how to apply!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics


Is 700 a good credit score? (And how to improve it!)

Is 700 a good credit score? Find out how to get the most out of that credit score and how to make it even higher in an easy and fast way!

Keep Reading

BMO CashBack® World Elite® Mastercard® card: check out how to apply!

Apply for the BMO CashBack® World Elite® Mastercard® card: know the requirements to have one of the best cashback programs at your disposal.

Keep Reading

Honest Loans: find out how to apply!

Apply to Honest Loans and get access to many lenders willing to offer up to $50,000 in loans within one business day. Read on to learn more!

Keep Reading

You may also like


BlockFi Rewards Visa® Signature Card: check out how to apply!

Apply for the BlockFi Rewards Visa® Signature Card and get access to one of the best cryptocurrency reward program cards with no annual fee!

Keep Reading

Upgrade Cash Rewards Visa® full review: should you get it?

With the Upgrade Cash Rewards Visa®, you don't have to worry about annual fee, and you can enjoy cash back on unlimited purchases.

Keep Reading

BMO CashBack® Mastercard® or BMO CashBack® World Elite® Mastercard®: discover your best fit

BMO CashBack® Mastercard® or BMO CashBack® World Elite® Mastercard®? We did a survey to tell you which one is best for you!

Keep Reading