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Merrick Bank Secured Card: check out how to apply!
Apply for the Merrick Bank Secured Card and get access to a great tool for building credit. Read on to find out how to apply!
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Merrick Bank Secured Card: easy and fast application

Apply for the Merrick Bank Secured Card and have a great tool for building credit.
In addition to reporting your payments to the country’s leading credit bureau, you can get a credit limit of up to $3,000! Below are the basic criteria for applying for this card.
- Be at least 18 years old;
- Possess a verifiable social security number (SSN);
- Have a physical residential address in the US;
- No pending bankruptcy;
- Not having a secured Merrick Bank card;
- Do not have outstanding tax obligations; Meet income and debt level criteria (not specified).
How to apply on the website
You will have access to the application form. First, select your card color and answer the questions below. Then, provide personal details such as name, address, and contact details.
In the next sections of the form, you will be asked to fill in information about your income. If you are accepted to the previous steps, you will be asked to make a security deposit.
Only after that will you have access to the services of that card.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app

Merrick Bank has created a great mobile account and card management service for its customers. This is the Merrick Bank Mobile app which you can download for free from your mobile app store.
Through this, you can check your balance, pay bills, track your credit score, and many other functions. However, this app does not accept direct applications.
Therefore, to apply, you must access the official website of that bank.
Merrick Bank Secured Card vs. OakStone Platinum Secured Mastercard®: choose which one is best for you
Indeed, many credit cards are available for anyone who needs to build up credit. So if that’s your goal, it’s important to consult more than one of these.
Only then will you be sure you are choosing the best solution. Below we have made a comparison table between two cards for this purpose. So, review them to learn more about an option:
| Merrick Bank Secured Card | OakStone Platinum Secured Mastercard® | |
| Credit Score | Bad | None |
| Annual Fee | $36 paid in one go for the first year. Next, $3 per month | N/A |
| Regular APR | 20.45% variable APR for purchases and 25.45% variable APR for cash advances | 10.74% (variable or purchases) |
| Welcome bonus | None | None |
| Rewards | None | None |
Does the OakStone Platinum Secured Mastercard® sound like a good fit for you? If so, read our post below to learn how the application process works!
OakStone Platinum Secured Mastercard®: check out how to apply!
Learn about the basic requirements to have one of the best tools for building or rebuilding credit and apply for the OakStone Platinum Secured Mastercard®, which offers a low APR. Know more!
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