Reviews

Merrick Bank Secured Card: check out how to apply!

Apply for the Merrick Bank Secured Card and get access to a great tool for building credit. Read on to find out how to apply!

Advertisement

Merrick Bank Secured Card: easy and fast application

Merrick Bank mastercard logo
Learn how to apply for this card. Source: Merrick Bank

Apply for the Merrick Bank Secured Card and have a great tool for building credit.

card

Credit card

Classic Merrick Bank Secured

build credit high credit line

Choose your credit line up to $3,000.

You will be redirected to another website

In addition to reporting your payments to the country’s leading credit bureau, you can get a credit limit of up to $3,000! Below are the basic criteria for applying for this card.

  • Be at least 18 years old;
  • Possess a verifiable social security number (SSN);
  • Have a physical residential address in the US;
  • No pending bankruptcy;
  • Not having a secured Merrick Bank card;
  • Do not have outstanding tax obligations; Meet income and debt level criteria (not specified).

How to apply on the website

You will have access to the application form. First, select your card color and answer the questions below. Then, provide personal details such as name, address, and contact details.

In the next sections of the form, you will be asked to fill in information about your income. If you are accepted to the previous steps, you will be asked to make a security deposit.

Only after that will you have access to the services of that card.

How to apply using a mobile app

man using Merrick Bank app (apply Merrick Bank Secured Card)
Learn how to apply for the Merrick Bank Secured Card. Source: Merrick Bank

Merrick Bank has created a great mobile account and card management service for its customers. This is the Merrick Bank Mobile app which you can download for free from your mobile app store.

Through this, you can check your balance, pay bills, track your credit score, and many other functions. However, this app does not accept direct applications.

Therefore, to apply, you must access the official website of that bank.

Merrick Bank Secured Card vs. OakStone Platinum Secured Mastercard®: choose which one is best for you

Indeed, many credit cards are available for anyone who needs to build up credit. So if that’s your goal, it’s important to consult more than one of these.

Only then will you be sure you are choosing the best solution. Below we have made a comparison table between two cards for this purpose. So, review them to learn more about an option:

Merrick Bank Secured CardOakStone Platinum Secured Mastercard®
Credit ScoreBadNone
Annual Fee$36 paid in one go for the first year. Next, $3 per monthN/A
Regular APR20.45% variable APR for purchases and 25.45% variable APR for cash advances10.74% (variable or purchases)
Welcome bonusNoneNone
RewardsNoneNone

Does the OakStone Platinum Secured Mastercard® sound like a good fit for you? If so, read our post below to learn how the application process works!

OakStone Platinum Secured Mastercard®

OakStone Platinum Secured Mastercard®: check out how to apply!

Learn about the basic requirements to have one of the best tools for building or rebuilding credit and apply for the OakStone Platinum Secured Mastercard®, which offers a low APR. Know more!

Trending Topics

content

Stimulus Check 2023: What to do if you still didn’t get it

What to do if you didn't get your Stimulus Check? Most likely, you are eligible for this help. Find out how to apply before it's too late!

Keep Reading
content

Buy cheap Frontier Airlines flights: easy step by step

Find out how to buy cheap Frontier Airlines flights and take advantage of offers to pay the price of a short uber trip! Understand more here!

Keep Reading
content

Regions Explore Visa® Credit Card full review: should you get it?

Regions Explore Visa® Credit Card is an excellent resource for building credit and enjoying benefits. Learn more about this card.

Keep Reading

You may also like

content

Apply for the Stimulus Check: find out how

Read on and learn how to apply to Stimulus Check and the criteria to receive it. This federal financial support provides up to $1,400.

Keep Reading
content

Discover Student Loan: find out how to apply!

Apply to a Discover Student Loan and access the best student loan option: a reward for good grades and no fees. Learn more!

Keep Reading
content

Get the money you need: Apply for LendingPoint Personal Loans!

If you need loan options of all types of up to $36,500 with good terms, read on to learn how to apply for LendingPoint Personal Loans!

Keep Reading