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Discover it® Student Cash Back card: check out how to apply!
Learn about the application process and the basic requirements to be a Discover it® Student Cash Back card, a student card with advantages only found on cards for people with good/excellent credit.
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Discover it® Student Cash Back card: build your credit score while getting 5% cash back on your purchases
Apply for Discover it® Student Cash Back, a no-fee student card with 5% cash back. Indeed, this type of offer is not seen every day! Find out below the requirements and how to apply for this card:
- Be enrolled in a 2- or 4-year university or university course;
- Reside in the USA;
- Be of age.
Do you have what it takes? So, here’s how to apply for this card:
How to apply on the website
Go to the official Discover It® Student Cash Back card website and click “Apply Now”. Next, you will be prompted to fill out a short form. However, first, you must select your credit card design from 18 options.
Next, enter personal data, address, and income. In the end, click on “Submit”. You will then receive an email indicating a step-by-step guide to confirming your application.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How to apply using a mobile app
In fact, Discover It® offers a free application for you to manage your card. To download it, just type “Discover Mobile” in your smartphone’s app store search.
Thus, this application is excellent for tracking payments, rewards, and other services. However, this app does not accept applications.
So, to apply for this card, you must without resorting to the official website of this product.
Discover it® Student Cash Back card vs. Discover it® Secured card: choose which one is best for you
In fact, Discover it® has another credit card that can accept student applications. Thus, this product is not specific to this audience. However, there are conditions that may catch your attention.
Below, check out a comparative table of both and learn more about this option:
| Discover it® Student Cash Back card | Discover it® Secured card | |
| Credit Score | Fair (630-689) | Poor (300-629) |
| Annual Fee | $0 | $0 |
| Regular APR | 0% APR for purchases in the first six months. After, from 14.49% to 23.49% (variable for purchases) | 23.74% (variable APR for purchases) |
| Welcome bonus | All your cashback earnings in the first year are doubled | double the number of rewards earned in the first year (Cashback Match) |
| Rewards | 5% cashback on specific and automatically changing categories every three months (limit up to $1,500 every three months and no Walmart and Target purchases included); 1% unlimited cash back on all other purchases | 2% cash back on gasoline and restaurants up to $1,000 per quarter (combined categories); 1% unlimited on other purchases; |
Does the Discover it® Secured card sound like a good fit for you? Read our post below to learn more about this product:
Discover it® Secured card: check out how to apply!
Apply for the Discover it® Secured card and build your credit score with no annual fee and double your earned rewards. Learn more here!
About the author / José Gonçalo
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