Discover it® Student Cash Back card: check out how to apply!

Learn about the application process and the basic requirements to be a Discover it® Student Cash Back card, a student card with advantages only found on cards for people with good/excellent credit.


Discover it® Student Cash Back card: build your credit score while getting 5% cash back on your purchases

Discover it® logo
See how to apply for the card. Source: Discover it®

Apply for Discover it® Student Cash Back, a no-fee student card with 5% cash back. Indeed, this type of offer is not seen every day! Find out below the requirements and how to apply for this card:

  • Be enrolled in a 2- or 4-year university or university course;
  • Reside in the USA;
  • Be of age.

Credit card

Discover it® Student Cash Back

Discover it® Cash back

5% cash back, 0% APR for the first six months, build credit and no annuity fee.

You will be redirected to another website

Do you have what it takes? So, here’s how to apply for this card:

How to apply on the website

Go to the official Discover It® Student Cash Back card website and click “Apply Now”. Next, you will be prompted to fill out a short form. However, first, you must select your credit card design from 18 options.

Next, enter personal data, address, and income. In the end, click on “Submit”. You will then receive an email indicating a step-by-step guide to confirming your application.

How to apply using a mobile app

Student/college student holding books in a library (apply Discover it® Student Cash Back card)
One of the best student credit cards on the market. Source: Pixabay

In fact, Discover It® offers a free application for you to manage your card. To download it, just type “Discover Mobile” in your smartphone’s app store search.

Thus, this application is excellent for tracking payments, rewards, and other services. However, this app does not accept applications.

So, to apply for this card, you must without resorting to the official website of this product.

Discover it® Student Cash Back card vs. Discover it® Secured card: choose which one is best for you

In fact, Discover it® has another credit card that can accept student applications. Thus, this product is not specific to this audience. However, there are conditions that may catch your attention.

Below, check out a comparative table of both and learn more about this option:

Discover it® Student Cash Back cardDiscover it® Secured card
Credit ScoreFair (630-689)Poor (300-629)
Annual Fee$0$0
Regular APR 0% APR for purchases in the first six months. After, from 14.49% to 23.49% (variable for purchases) 23.74% (variable APR for purchases)
Welcome bonusAll your cashback earnings in the first year are doubleddouble the number of rewards earned in the first year (Cashback Match)
Rewards 5% cashback on specific and automatically changing categories every three months (limit up to $1,500 every three months and no Walmart and Target purchases included); 1% unlimited cash back on all other purchases2% cash back on gasoline and restaurants up to $1,000 per quarter (combined categories); 1% unlimited on other purchases;

Does the Discover it® Secured card sound like a good fit for you? Read our post below to learn more about this product:

Discover it® Secured credit card

Discover it® Secured card: check out how to apply!

Apply for the Discover it® Secured card and build your credit score with no annual fee and double your earned rewards. Learn more here!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics


KOHO Visa Prepaid Card full review: should you get it?

The KOHO Visa Prepaid Card is a financial option with benefits that only premium cards offer, such as a rewards program. See the full review!

Keep Reading

American Express Cash Magnet® card: check out how to apply!

Apply for the American Express Cash Magnet® card to get a great rewards program and introductory bonus. Click and find out how.

Keep Reading

Affordable options: Aidvantage Student Loan Refinance Review

Find out why Aidvantage Student Loan Refinance is the ideal solution for managing your loan payments with this full review.

Keep Reading

You may also like


Applied Bank® Gold Preferred® Secured Visa® card: check out how to apply!

Apply for the Applied Bank® Gold Preferred® Secured Visa® card and build your credit with an incredibly low APR. Read on to learn more!

Keep Reading

Apply for Pheabs Loans: Fast Cash for Urgent Needs

Learn how to apply for Pheabs Loans and get quick, easy access to funds with flexible repayment options, ideal for any financial need.

Keep Reading

Sallie Mae Student Loan review: for students with low credit

!Sallie Mae Student Loan is your opportunity to get 100% funding for your studies with relatively low APRs. Learn more about this service

Keep Reading