Mission Lane Visa® card: check out how to apply!

Step-by-step guide on how to get your Mission Lane Visa®, the credit card that offers an initial $300 limit for those with bad credit without any "hidden" fee pranks.


by José Gonçalo

05/19/2022 | Updated on 02/27/2023

Mission Lane Visa® card: $300 initial limit and no deposit required, that’s confidence!

Logo Mission Lane
Learn how to apply for this card. Source: Mission Lane.

Learn how to apply for Mission Lane Visa®, the card designed for those who need to accumulate credit.

Check out the minimum requirements and how to get a card that guarantees an initial $300 limit and credit review in just seven months.


Credit card

Mission Lane Visa®

Bad credit Visa®

Rebuild your credit with an initial $300 limit and no “surprise” fees.

You will be redirected to another website

How to apply on the website

There are actually two ways to apply for the Mission Lane Visa® card. One of them requires that you have received an individual proposal by email or post. Typically, this proposal comes with a code.

Thus, you must use it on the website to unlock the Mission Lane Visa® card with the conditions of your proposal. To do so, simply go to Mission Lane’s official website and click on “Respond to Mail Offer”.

In the center of the screen will appear a field to enter the code. After filling this space, click on “unlock offer”. Then, you must fill in the forms to finalize your application.

If you haven’t received an individual proposal, no problem. You can still order the Mission Lane Visa® card on the product’s official website. Just click on “See if I’ll be approved”.

That way, you can know if you’ll qualify for this card without hurting your credit score. If accepted, simply follow the procedures to formalize your application. Regardless of the method chosen, always provide valid emails to allow for simpler communication.

How to apply using a mobile app

Image of gorgeous brunette woman wearing casual clothes holding credit card and cellphone (apply Mission Lane Visa® card)
Learn how to apply for the Mission Lane Visa® credit card. Source: Adobe Stock

Mission Lane does not allow you to apply for the Mission Lane Visa® card through the mobile app. However, it is perfectly possible to register through the official website even on mobile.

The “Mission Lane” app will come in handy once you have your card approved. Through this application, you can manage your card and have direct access to the Mission Lane team to ask questions or obtain clarifications.

Therefore, once approved, be sure to use this service.

Mission Lane Visa® card vs. Fortiva® card: choose which one is best for you

We put, in person, two card options for those who want to build credit. To make the comparison more evident, we have selected the fundamental characteristics of each credit card so that you can compare them.

Mission Lane Visa® card or Fortiva® card, which is best for your moment? See the comparison below and decide:

Mission Lane Visa®Fortiva®
Credit ScoreBad/fair (300-670)Bad (below 630)
Annual FeeFrom $0 to $59From $49 to $175 in the first year. In the sequence from $0 to $49
Regular APRFrom 26.99% to 29.99% (variable)

*If you are charged interest, the charge will be no less than $0.50
From 22.74% to 36%
Welcome bonusNoneNone

Do you want more information about the Furtiva® card? Click the link below!

Fortiva® logo

Fortiva® card: check out how to apply!

Learn how to apply the Fortiva® card, the card that does not require an initial deposit for those who want to increase their credit.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics


Bankruptcy and consumer proposal: what’s the difference?

Bankruptcy and a consumer proposal are legal ways to settle a debt. But which of these features is most positive for your situation? Read on!

Keep Reading

How to manage your money as an international student

International student already has enough problems. Finances don't have to be one more. Learn how to manage them in 4 simple steps:

Keep Reading

Personify personal loan review: money in two days!

Personify personal loan is an opportunity for people with bad credit to access a loan of up to $15,000. Read our post to learn more!

Keep Reading

You may also like


KOHO Visa Prepaid Card full review: should you get it?

The KOHO Visa Prepaid Card is a financial option with benefits that only premium cards offer, such as a rewards program. See the full review!

Keep Reading

First Progress Platinum Select Mastercard® Secured credit card full review: should you get it?

First Progress Platinum Select Mastercard® Secured credit card has a really low APR and a chance to build credit. Read on to learn more!

Keep Reading

BMO CashBack® World Elite® Mastercard® card: check out how to apply!

Apply for the BMO CashBack® World Elite® Mastercard® card: know the requirements to have one of the best cashback programs at your disposal.

Keep Reading