Regions Life Visa® Credit Card full review: should you get it?
Meet the credit card that will exempt you from annual fees, international transfer fees and will give you many advantages. Meet the Regions Life Visa® Credit Card and all its advantages!
Regions Life Visa® Credit Card: long-term intro APR 0% and many other benefits
Indeed, the Regions Life Visa® Credit Card has become a very interesting option for anyone looking for a long-term 0% intro APR card. Also, you are exempt from the main fees charged by other cards.
Great perks, right? This article will explain how this credit card works and help you decide whether it is right for you. Are you ready to get started? Keep reading to learn more.
|Excellent (781 or greater);
|0% in the first 15 months from account opening. After, from 15.74% to 25.74% (variable);
Regions Life Visa® Credit Card: learn more about this financial product
Regions Life Visa® Credit Card is a card that offers a compact and very advantageous service. One of its main advantages is, of course, the 15 months of 0% APR.
The extended time is noteworthy as it is longer than the 12-month average offered by most other cards. In addition, you can also benefit from an annual fee waiver and no foreign transaction fee.
In this way, you are facing a really cheap card! Additionally, customers have access to Regions LockIt®, a service that allows you to lock and unlock your phone with one touch.
For long compositions, count on Term It. This service allows you to make purchases at fixed interest rates, possibly lower than the card’s APR.
Connectivity with Apple Pay®, Google Pay™, Samsung Pay, or LG Pay wallets and the “Tap to Pay” service will enhance usability. Finally, we are talking about a Visa card, accepted anywhere in the world.
You will be redirected to another website
Regions Life Visa® Credit Card features
Indeed, this is a simplified card with functions that make it relevant in a competitive market. However, it also has weaknesses. To learn more about this credit product, check out the list of pros and cons of it:
What are the benefits?
- Longer than average period of 0% intro APR (above the market average) – 15 months from account opening;
- It does not charge annuity or transfer fees abroad;
- Offers rental car collision damage waiver and extended warranty protection on purchases;
- Access to the Term It features. It allows purchases over R$100 to be paid in fixed installments with low-interest rates.
And what are the drawbacks?
- No reward program or welcome bonus;
- Above market balance transfer and cash advance fee: $10 or 4%, whichever is greater;
- Its interest rate after the 0% APR period is relatively high;
- Very high APR for cash advances: 28.74%.
What credit score do you need to get the card?
Usually, cards offering a 0% APR period only accept customers with high credit scores. Therefore, to increase your chances, we advise you to have a credit of at least 781 to apply for Regions Life Visa® Credit Card.
How does the application process work?
Interested in the 15 months of 0% APR and all the other benefits of this card? So, see how to request it in the following post:
About the author / José Gonçalo
Getting started with investing: 6 best tips for beginners
Start investing in the stock market the right way: read on and get some very important tips for beginners in the investment world.Keep Reading
Tarjeta Applied Bank Secured Visa® Gold Preferred®
Con la Tarjeta Applied Bank Secured Visa® Gold Preferred®, accede a financiación con un depósito inicial de sólo $200 ¡Conócela!Keep Reading
Tarjeta de crédito Bank of America® Travel Rewards
Con la Tarjeta de crédito Bank of America® Travel Rewards, gana puntos y canjéalos por viajes, cruceros, estadías en hoteles y ¡Más!Keep Reading
You may also like
Capital One Guaranteed Mastercard® credit card full review: should you get it?
Discover why the Capital One Guaranteed Mastercard® credit card is the first choice for many Canadians when it comes to building credit.Keep Reading
Upgrade Card: check out how to apply!
Build your credit without worrying about fees and having a great credit limit at your disposal. Learn how to apply for the Upgrade Card.Keep Reading
When will gas prices go down in the US: understand the factors involved
When will gas prices go down? Understand why we're paying the most expensive gas in recent times and what we can expect in the coming months.Keep Reading