Credit Cards

Standard Bank Gold Credit Card: check out how to apply!

The Standard Bank Gold Credit Card offers several advantages for frequent flyers. Enjoy up to 30% off on travel purchases and more!


by José Gonçalo

Published on 02/22/2023

Standard Bank Gold Credit Card: R250,000 credit limit and discounts on airfare

Standard Bank logo
Standard Bank Gold Credit Card: check out how to apply! Source: Foster the Money

Apply to Standard Bank Gold Credit Card and save big on your next international trip. It provides several travel perks for its cardholders.


Credit Card

Standard Bank Gold

Cashback Travel Perks

Up to 30% discounts on travel. R250,000 limit!

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Also, you can accumulate points and benefit from all your purchases. Below, learn how to apply for this credit card! So read on!

How to apply on the website

First, visit this product’s official website and click the “Do I Qualify?” button.

Further, you will have access to a pre-application form. This form will allow you to determine which bank cards you can apply for quickly.

After filling out all the required fields, click “submit.” After a brief processing time, you will be shown a list of all Standard Bank cards that you prequalify for.

Choose the Standard Bank Gold Credit Card to continue with the process. Further, fill in the remaining details and submit the required documents.

Furthermore, you will receive a response to your application after a credit review.


Learn more about the requirements of the Standard Bank Gold Card. Source: Freepik

Further, discover the necessary papers and basic eligibility criteria to apply for this card:

  • A South African ID (or passport for non-South African citizens);
  • Pay stubs and bank statements from the past 3 months;
  • Residence proof issued at least three months ago;
  • A monthly income of R5,000 or above;
  • Being 18 years of age or older.

How to apply using a mobile app

Indeed, the bank’s mobile app does not allow you to apply for a Standard Bank Gold Credit Card. However, you can still sign up via mobile.

To do so, access the official website of this product in your cell phone’s browser and follow the steps described above.

So when you’re already with a card, download the “Standard Bank / Stanbic Bank” application. Therefore, you can manage it from your mobile.

Standard Bank Gold Card vs. Absa Gold Card: choose which one is best for you

There is a dispute between the country’s largest banks regarding the best gold credit card.

Below is a comparison between the two of these. In your opinion, which one is the best? Then look at the table and decide.

Standard Bank Gold CardAbsa Gold Card
Credit ScoreGood or excellent (above 650);Good or excellent (650 or greater);
Monthly FeeR63;R55;
Initiation FeeR180;N/A;
Interest RateFrom 10.25% to 21% (variable); 57 days of interest-free on qualifying transactions. Up to 21% interest rate after;
RewardsUp to 30% discount on select brands, including Emirates,,, and more! Absa Rewards: Up to 30% cash back on purchases at Food Lover’s Market, Pick n Pay, Woolworths, Dis-Chem stores, and more. Up to 1.15% cash back on all other purchases.

Perhaps you need more information about the Abba Gold Card to determine your best choice. So, access the post below to read the review about this card.

Absa logo

Absa Gold Credit Card: check out how to apply!

Apply for Absa Gold Credit Card and enjoy a reward program and travel benefits. Up to 30% cashback. Keep reading to learn more.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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