Credit Cards

Absa Gold Credit Card: check out how to apply!

Learn how this card's application works and start enjoying all its benefits. Enjoy travel insurance and more. Stick around to learn more!


by José Gonçalo

Published on 01/25/2023

Absa Gold Credit Card: Enjoy up to R1,5 million travel insurance and other benefits

Absa logo
Keep reading and learn how to apply for Absa Gold Credit Card. Source: Foster the Money

Apply to Absa Gold Credit Card and access one of the country’s best and most extensive rewards programs. Thus, you can earn up to 30% cashback!


Credit Card

Absa Gold

Reward program Travel insurance

Up to 30% cashback. Credit limit of up to $90,000!

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Plus, get access to perks that can transform your travels forever. Additionally, you’ll have access to perks that can transform your travels forever. Check out how o apply for this card below!

How to apply on the website

To apply for the Absa Gold Credit Card, visit the official website of this product. Then scroll down the page until you find the “Join Now” button in the middle of the screen.

After completing a short security test, answer a short questionnaire about your current debt status. Furthermore, your responses will be important in determining whether you can proceed with the application process.

Then you need to provide your personal information and address. You will also be asked about your income. Then you must send documents that confirm your data.

There are two ways to do this: by email or by post. After reviewing the details, you can choose any appropriate Absa cards. You can also check the price list and make various customizations.


You must meet some eligibility criteria to apply for the Absa Golden Credit Card! Check them below to make sure you will qualify for this card.

  • Be 18 years of age or older;
  • Minimum monthly income of R4,000.

Among the documents, see the following list:

  • Valid South African identity card;
  • Proof of address;
  • Proof of income for the last three consecutive months.

Before receiving a final answer, you will have a credit check.

How to apply using a mobile app

Young attractive businesswoman searching in the net during coffee break in cafe
Absa Gold Credit Card application in detail. Source: FreePik

You can also apply for the Absa Gold Credit Card through the mobile app if you prefer. To do this, download the ‘Absa Banking’ app for free.

Using this app, you can easily prove your identity by uploading a photo of your document, which speeds up the process. This app also lets you check your balance, pay bills, manage rewards, and more.

Absa Gold Credit Card vs. Standard Bank Blue Credit Card: choose which one is best for you

The national market offers excellent options for cards with electronic compensation programs. And the Absa Golden Credit Card is undeniably one of them.

However, there are other excellent options in the market, such as the Standard Bank Blue Credit Card.

Both can be equally advantageous, offering unique features. See a comparison and decide which is more advantageous for you!

Absa Gold Credit CardStandard Bank Blue Credit Card
Credit ScoreGood or excellent (650 or greater);618 or larger (Below average or Better);
Monthly FeeR55;R40;
Initiation FeeN Not disclosed; R180;
Interest Rate 57 days of interest-free on qualifying transactions. Up to 21% interest rate after;From 10.25% to 21% (variable);
RewardsAbsa Rewards: Up to 30% cashback on purchases at Food Lover’s Market, Pick n Pay, Woolworths, Dis-Chem stores, and more. Up to 1.15% cashback on all other purchases.UCount rewards program (optional): earn up to 20% cashaback on purchases; 30% cashback on mobile phone expenses; up to R10 per car refueling and other perks.

The Standard Bank Blue is an excellent card for those looking for good rewards programs. To find out how to request it, access the post below!

Standart Bank Logo

Standard Bank Blue Credit Card: check out how to apply!

Apply to Standard Bank Blue Credit Card and get a card with all the essential services with great upgrade possibilities. Find out how!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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