Reviews
FinChoice Personal Loan: find out how to apply!
Apply for simultaneous loans of up to R40,000 with 14 days guarantee to quit without paying hefty penalties. Learn more!
Advertisement
FinChoice Personal Loan: fully online application process
Apply to FinChoice Personal Loan, the fastest, simplest, and easiest way to get loans up to R40,000.
The process is completely online, and you still have a 14-day guarantee to withdraw from the loan without paying high costs. So read on to learn more!
Online application
Firstly, go to FinChoice’s official page. If you are a new customer, select “Apply Now.” If you are already a customer, choose the “Manage Account” option.
Further, new customers will have access to a menu of all loan products offered by this lender.
The personal loans option is the second one. Then, click on that service’s “get your quote now” button.
Initially, you must fill out a form with initial information. To continue the process, allow FinChoice to review your credit history.
Lastly, you enter your loan details. If your proposal is accepted, you’ll know the amount of fees and guidelines on how to proceed to receive the money.
You will be redirected to another website
What are the requirements?
To apply for the FinChoice Personal Loan, you must be of legal age and live in South Africa.
In addition, you must accept that the company consults your data with the credit bureaus.
Then read on and learn about the basic documents to apply for your loan below:
- Identification document valid in South Africa (ID);
- Proof of income (bank statement, paycheck, among others);
- Proof of address.
If necessary, other documents can be requested. So remember the read through all details.
Apply on the app
In fact, new and existing customers can apply for loans via their smartphones. Simply use the “FinChoice” application for free in your cell phone’s app store.
The FinChoice Personal Loan application process follows the same step-by-step process described in the topic above.
Compare the FinChoice Personal Loan to other options: Hoopla Loans
In effect, in the table below, you have a purchase between two South African lending companies.
Both lenders have very different characteristics. So, get to know them and compare them to find the best option for you.
FinChoice Personal Loan | Hoopla Loans | |
Interest Rate | Check your loan’s terms and conditions on the loan agreement for more details; | On average, 5%, but it can be higher (variable); |
Loan Purpose | Any purpose; | Consolidate debt, cover emergency expenses, home improvement projects, finance funeral expenses, help cover moving costs, make a large purchase, cover a major life milestone, pay for a vacation, and any other reason; |
Loan Amounts | Flexi Loans (for new customers): up to R8,000; Longtime customers can borrow up to R40,000 on their second loan; | From R100 to R250,000; |
Credit Needed | Not disclosed; | Any credit score; |
Repayment Term | Up to 6 months (Flexi Loan) and 6, 12, 24, or 36 (for old customers); | From 3 to 60 months; |
Initiation Fee | Not disclosed. | None. |
Are you looking for larger loans, up to R250,000? Then Hoopla Loans is an option you need to know about.
After knowing how to apply to FinChoice Personal Loan, learn how this other lender works. So keep reading and find out everything you need!
Hoopla Loans: find out how to apply!
Apply to Hoopla Loans and, in seconds, find hundreds of lenders competing to offer you the best loan. Learn more in this post!
Trending Topics
Unemployment Insurance Fund (UIF): relief for workers
Through the Unemployment Insurance Fund, South African workers can receive a pension of up to R17,712 for 12 months. Learn more here!
Keep ReadingDiscounted flights on the go: Buy cheap Airlink flights
Learn how to buy cheap Airlink flights, the company that offers 75% off airline tickets and up to 25% off accommodation!
Keep ReadingSafair: cheap flights and offers from R900 (international travel)
Safair offers airline tickets for flights so cheap and with benefits that it's hard to believe: discounts of up to 75% and access to lounges!
Keep ReadingYou may also like
Apply for the Disability Grant: find out how
Apply for the Disability Grant and get access to a free continuous and indefinite pension of up to R1,990 until you can work again!
Keep ReadingNedBank Gold Credit Card: check out how to apply!
Apply for the NedBank Gold Credit Card and earn rewards for every liter of gasoline you use in your car. Learn more about this card!
Keep ReadinguBank Personal Loan review: up to R180,000
Read our uBank Personal Loan review, and discover how to get the money you need! Qualify for personalized rates! Enjoy fast funding!
Keep Reading