Credit Cards

Standard Bank World Citizen Credit Card full review: should you get it?

Understand why the Standard Bank World Citizen Credit Card is known as one of the best travel credit cards offered in the country. Find out more in the review below.

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Standard Bank World Citizen Credit Card: up to 20% discounts on domestic and international flights

Standard Bank World Citizen Credit Card
Standard Bank World Citizen Credit Card full review! Source: Foster the Money

The Standard Bank World Citizen Credit Card will make your next trips even more unforgettable. It offers multiple perks that can greatly help your everyday life.

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Standard Bank World Citizen Credit Card: check out how to apply!

Apply to Standard Bank World Citizen Credit Card to enjoy a 0% intro interest rate and up to 20% discount on airline tickets. Learn more!

After all, with this card, you can count on discounts on airline tickets and hotel accommodations worldwide. To learn more, see the review below!

Credit ScoreGood or excellent (650 or better)
Monthly FeeR199;
Initiation FeeR180;
Interest RateFrom 10.25% to 21% (variable);
RewardsUCount rewards program (optional): earn up to 20% points on purchases; up to R10 points for car refueling and other perks.

Standard Bank World Citizen Credit Card: learn more about this financial product

In fact, Standard Bank World Citizen Credit Card is the best card offered by Standard Bank. In addition, evaluating the benefits, it is easy to see that this is one of the best travel cards offered in the country.

This card offers its customers a 20% discount on one of the best and biggest airlines in the world. In addition, you can always find discounts on accommodation in national and international hotels.

To make your trips even more comfortable, you can count on access to VIP spaces such as Lounge Key and Bidvest worldwide.

Your luggage is protected by insurance, and you will also be covered if a flight is delayed. In an accident or medical emergency while traveling, you can be insured for up to R500,000.

However, the benefits are not restricted to travel perks only. Wine lovers enjoy up to 15% off bottles purchased at the Wine-of-the-Month Club.

To train yourself even more in your profession, count on discounts of up to 50% on Udemy courses. These are some of the advantages offered by this card.

Standard Bank World Citizen Credit Card features

A girl with a smile in a jeans jacket shows a black bank credit
Standard Bank World Citizen Credit Card features. Source: Adobe Stock

It is undeniable that this is one of the best travel cards offered in the country. However, even the best cards have negative or “improvement” points.

In the lists below, you can find out about this product’s main advantages and disadvantages. See the following.

What are the benefits?

  • Discounts of up to 20% on national and international flights;
  • Discounts of up to 25% in national and international hotels;
  • Access to national and international lounges, as well as discounts on car rentals;
  • Six months 0% interest rate for in-store or online purchases.

And what are the drawbacks?

  • High monthly fee and initiation fee;
  • Your discounted benefits on airfare, car rentals, and hotel stays are limited to specific companies;
  • Very high minimum income required: R25,000;
  • To access a rewards program, you must pay an extra monthly fee of R25.

What credit score do you need to get the card?

This is a card that offers extremely advantageous travel benefits. Normally, your score must be at least good to qualify for this type of card.

Therefore, we recommend you accumulate a score of at least 650 points. That way, you’ll have a better chance of being approved for that card.

How does the application process work?

Indeed, we made a complete article to answer all your questions about the process of applying for this card. To read it, just access the post below.

Standard Bank Logo

Standard Bank World Citizen Credit Card: check out how to apply!

Apply to Standard Bank World Citizen Credit Card to enjoy a 0% intro interest rate and up to 20% discount on airline tickets. Learn more!

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