The Upgrade Card application process has been simplified to the maximum. All so that you do not have any problems when applying for this card. Thus, you can apply for the Upgrade Card from home, over the internet, via cell phone or computer.

Check out a step by step of this process!

Upgrade family cards allow you to qualify before applying for your card. That way, you’ll know what your APR rate and initial credit line will be before you even formalize your card application.

This information is extremely important, as you will be able to analyze in advance if it makes sense for you to have this card. That’s without your score taking any kind of damage.

Well, you can apply for the Upgrade Card on the official page. Thus, choose the card and click the “Get Started” button. After filling in all the information, click on “be pre-approved”.

Your data will then be analyzed and you will receive an email with the result of your pre-qualification. If accepted, the email will indicate a link with a new registration that will need to be completed.

There is an application through which you can manage your Upgrade credit card. In fact, it can be downloaded for free from your mobile app store. Its name is “Update”. This app does not offer the option to apply for the Upgrade Card.

However, it will be extremely useful as long as your account is active. Through it, you will be able to manage your payments, apply for loans, check your credit score and much more.

For comparison purposes, we put side by side two cards that help people with not-so-good credit scores. On the one hand, the Upgrade Card, with a great starting limit and many advantages.

On the other, the Wells Fargo Reflect℠ card, which offers nearly two years of zero APR. Which one is the best option for you? See the table below and decide: