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Wells Fargo Active Cash℠ card: check out how to apply!
Learn how to apply for the Wells Fargo Active Cash℠, the card selected 5 times as the top choice by sites specializing in credit card reviews.
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Wells Fargo Active Cash℠ card: voted by the expert critics for two consecutive years as one of the best reward cards
Everything you need to know to include one of the best credit cards in your wallet! Learn all about the application process and how to apply for the Wells Fargo Active Cash℠ Card.
How to apply on the website
First, it’s important to say that the Wells Fargo Active Cash℠ Card application process does not allow prequalification. Therefore, it is important that you meet the credit reporting requirements before applying.
If you score less than good, you’re exposing yourself to a complicated query. In addition to lowering your chances of being approved, you can also hurt your credit score.
To apply for the card, you must go directly to the Wells Fargo Active Cash℠ Card homepage and click “Apply Now”.
Then fill in all the information requested on the form. Don’t forget to provide a valid email address and phone number. This is how you will receive notice that you have been accepted for that card.
After the acceptance email, you will receive further instructions to finalize your request.
You will be redirected to another website
By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive marketing messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app
The app provided by Wells Fargo does not allow you to order cards. However, even without an account, you can download the app and discover all available products.
So the name of the app is “Wells Fargo Mobile” and it is available for free in all app stores. Next to each product in the list available under “explore our products”, there is an “apply now” button.
By clicking on this option, you will be redirected to the website to request the chosen card. So, just follow the step by step available on the topic above.
Wells Fargo Active Cash℠ card vs Citi® Double Cash card: choose which one is best for you
In fact, there are other cards that offer 2%. However, each rewards program has its own particularities. Next, we’ll show you a comparison.
Wells Fargo Active Cash℠, with the benefits you already know, and Citi® Double Cash, with 2% cashback in an innovative rewards program. What is the best option for you? See the comparison of these two options in the table below and decide.
Wells Fargo Active Cash℠ | Citi® Double Cash | |
Credit Score | From good to excellent (670-850) | 690-850 (good or excellent) |
Annual Fee | $0 | $0 |
Regular APR | 0% in the first 15 months. Afterwards, it assumes the value of 15.74%, 20.74%, or 25.74% (variable) | 0% APR for the first 18 months. From 14.24% to 24.24% in the following months. |
Welcome bonus | Earn $200 if you spend after spending $1,000 on purchases in the first 3 months | None |
Rewards | 2% unlimited cashback on all your purchases | Unlimited 2%: 1% on purchase and 1% on payment. |
Citi® Double Cash Card: check out how to apply!
Looking for a great cash back credit card? Check out the Citi® Double Cash Card. You'll get 2% cash back on every purchase, plus anti-fraud protection and 0% APR in the first 18 months of use.
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