Wells Fargo Active Cash℠ card: check out how to apply!

Learn how to apply for the Wells Fargo Active Cash℠, the card selected 5 times as the top choice by sites specializing in credit card reviews.


Wells Fargo Active Cash℠ card: voted by the expert critics for two consecutive years as one of the best reward cards

Well Fargo logo
Learn how to apply for this card. Source: Wells Fargo

Everything you need to know to include one of the best credit cards in your wallet! Learn all about the application process and how to apply for the Wells Fargo Active Cash℠ Card.


Credit card

Wells Fargo Active Cash℠

Rewards Visa Signature

2% unlimited cashback on all your purchases and 15 months of 0% APR.

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How to apply on the website

Image of european woman using silver laptop and credit card while standing isolated over yellow background (apply Wells Fargo Active Cash℠ card)
Learn how to apply for the Wells Fargo Active Cash℠ card. Source: Adobe Stock.

First, it’s important to say that the Wells Fargo Active Cash℠ Card application process does not allow prequalification. Therefore, it is important that you meet the credit reporting requirements before applying.

If you score less than good, you’re exposing yourself to a complicated query. In addition to lowering your chances of being approved, you can also hurt your credit score.

To apply for the card, you must go directly to the Wells Fargo Active Cash℠ Card homepage and click “Apply Now”.

Then fill in all the information requested on the form. Don’t forget to provide a valid email address and phone number. This is how you will receive notice that you have been accepted for that card.

After the acceptance email, you will receive further instructions to finalize your request.

How to apply using a mobile app

The app provided by Wells Fargo does not allow you to order cards. However, even without an account, you can download the app and discover all available products.

So the name of the app is “Wells Fargo Mobile” and it is available for free in all app stores. Next to each product in the list available under “explore our products”, there is an “apply now” button.

By clicking on this option, you will be redirected to the website to request the chosen card. So, just follow the step by step available on the topic above.

Wells Fargo Active Cash℠ card vs Citi® Double Cash card: choose which one is best for you 

In fact, there are other cards that offer 2%. However, each rewards program has its own particularities. Next, we’ll show you a comparison.

Wells Fargo Active Cash℠, with the benefits you already know, and Citi® Double Cash, with 2% cashback in an innovative rewards program. What is the best option for you? See the comparison of these two options in the table below and decide.

Wells Fargo Active Cash℠Citi® Double Cash
Credit ScoreFrom good to excellent (670-850)690-850 (good or excellent)
Annual Fee$0$0
Regular APR0% in the first 15 months. Afterwards, it assumes the value of 15.74%, 20.74%, or 25.74% (variable)0% APR for the first 18 months. From 14.24% to 24.24% in the following months.
Welcome bonusEarn $200 if you spend after spending $1,000 on purchases in the first 3 monthsNone
Rewards2% unlimited cashback on all your purchasesUnlimited 2%: 1% on purchase and 1% on payment.
Citi logo

Citi® Double Cash Card: check out how to apply!

Looking for a great cash back credit card? Check out the Citi® Double Cash Card. You'll get 2% cash back on every purchase, plus anti-fraud protection and 0% APR in the first 18 months of use.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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