Reviews
Aspire® Cash Back Reward credit card full review: should you get it?
Find out all about Aspire® Cash Back Reward, the credit card that rewards people with bad scores with cashback without requiring a down payment. Check out the full review!
Advertisement
Aspire® Cash Back Reward: a rare credit card that lets you rebuild your credit while earning rewards
In fact, the Aspire® Cash Back Reward credit card has features that are nearly impossible for a card aimed at applicants with bad credit.
Thus, it is not easy to find a card that offers a reward and the opportunity to have an available APR below the market average. When you find a card like this, don’t let it go unnoticed.
Then read this full review and get to know the Aspire® Cash Back Reward card.
Aspire® Cash Back Reward card: check out how to apply!
Bad credit and cashback match? With the Aspire® Cash Back Reward card the answer is yes! Discover the card that gives you 1% reward on all your purchases.
| Credit Score | Fair (580 to 669). |
| Annual Fee | As low as $85. |
| Regular APR | 29.99% or 36% fixed. |
| Welcome bonus | None |
| Rewards | Up to 3% Cash Back Rewards. |
Aspire® Cash Back Reward credit card: learn more about this financial product
In fact, the Aspire® Cash Back Reward card has conquered its space by offering an unusual proposal. As a result, most credit cards for people with bad credit scores do not come with welcome bonuses or rewards.
However, the Aspire® Cash Back Reward card is an exception. This is one of the few options on the market that allows you to build your credit while accumulating rewards.
The program offered by this card is up to 3% cashback on all your purchases. Another advantage is that you don’t need to make a down payment to start accessing your card’s credit service.
From the moment you receive it, you already have a limit at your disposal (non-secure card). In addition, this card has a security system that exempts the customer from liability in the event of fraud.
To track your progress in building credit, there are free consultations for your credit score. Finally, all your card information is available on the official website of that product, to be consulted from your cell phone or computer.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Aspire® Cash Back Reward credit card features
You might be thinking right now, “this card looks too good to be true”! In order for you to have a complete overview of the Aspire® Cash Back Reward card, here are the main advantages and disadvantages of this card:
What are the benefits?
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments.
- Earn 1% Cash Back Rewards* on all other eligible purchases.
- Up to $1,000 credit limit subject to credit approval.
- Prequalify** without affecting your credit score.
- No security deposit.
- Free access to your VantageScore 4.0 score from TransUnion®†.
- *See Program Terms for important information about the cash back rewards program.
- ** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
- † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
What are the drawbacks?
- There is a $19 fee for authorized users of the card;
- Charges a monthly account maintenance fee ($5 to $12.5) after the first year;
- You can only redeem your reward as credit towards your card balances;
- 3% foreign transfer fee.
What credit score do you need to get the Aspire® Cash Back Reward credit card?
Surprisingly, this cashback card was created for people with bad credit. That way, if you have a score above 300 you may already be eligible for this one.
How does the Aspire® Cash Back Reward credit card application process work?
The Aspire® Cash Back Reward card does not take orders. In fact, that’s exactly what you read. This card is available on the market today, but is not available for conventional application.
If you are curious to know the process of applying for this card, click on the link below!
Aspire® Cash Back Reward card: check out how to apply!
Bad credit and cashback match? With the Aspire® Cash Back Reward card the answer is yes! Discover the card that gives you 1% reward on all your purchases.
Trending Topics
Wells Fargo Reflect℠ Card or Upgrade Cash Rewards Card: discover your best fit
Two credit products with very different benefits: Wells Fargo Reflect℠ or Upgrade Cash Rewards Card? Read a comparative X-ray and learn more!
Keep Reading
Total Visa® Card full review: should you get it?
Meet the Total Visa® Card, a credit product to build your credit with an initial limit of $300 adjustable in one year of use.
Keep Reading
Next Day Personal Loan review: apply now and get cash tomorrow
Find out how Next Day Personal Loan can help you get a loan: several lenders are ready to close loans up to $40,000.
Keep ReadingYou may also like
247LoanPros Review: Fast Loans for All Credit Types
Read our comprehensive 247LoanPros review for quick loans up to $35,000. Easy application, all credit types welcome, and fast funding!
Keep Reading
Buy cheap Air Transat flights: easy step by step
Find out how to buy cheap Air Transat flights by taking advantage of the offers available for a limited time! Find night flights from $39.99!
Keep Reading
Affordable options: Aidvantage Student Loan Refinance Review
Find out why Aidvantage Student Loan Refinance is the ideal solution for managing your loan payments with this full review.
Keep Reading