In fact, at some point in our lives, we all need help building credit. Thus, the Capital One Platinum Secured credit card is more than a help: it is a ladder of access to credit and credit cards with exclusive advantages.

So, please read the article below and get to know the Capital One tool designed for those who need to improve their credit score.

Capital One is a card issuer known for offering credit cards with significant advantages. In fact, the Capital One Platinum Secured card only reinforces that reputation. Thus, this credit card has some conditions that are not normally found on bad credit cards. Of course, the main one is the exemption from the annuity.

Plus, with the Capital One Platinum Secured card, you’re free from overseas transfer fees. Another advantage for travelers is the help when it comes to finding an ATM nearby.

Thus, this card is an excellent option for anyone traveling abroad. This is a secure card. Therefore, you need to make an initial deposit to start upgrading it. However, you don’t need to make large transfers to have a good starting cap. In fact, with a deposit of $49, you already have access to a limit of $200.

Within six months, your card passes its first assessment and can receive a limit increase of up to $1,000. In the future, if you close the account or upgrade to another Capital One card, you will receive your entire deposit.

In addition to these advantages, the Capital One Platinum Secured reports to major credit agencies. This is an essential feature that every credit card should have.

The Capital One Platinum Secured card offers no hidden fees. That way, you’ll have more freedom to plan your budget without any nasty surprises. In addition, we are talking about a secure card, with 24-hour surveillance and exemption from liability in case of fraud.

All this under the banner of a MasterCard card is accepted almost worldwide.

In fact, you are facing a great option to build credit. However, before applying for it, you need a more detailed investigation of this card. Only then will you be sure you made the right choice.

Below, check out the main advantages and disadvantages of the Capital One Platinum Secured card:

The Capital One Platinum Secured Credit Card is a tool for anyone looking to build credit. So it does not require high credit scores from you. Therefore, it is possible to apply with a score between 300 and 669.

For higher credit scores, we recommend that you review other options that Capital One offers.

The Capital One Platinum Secured card application can be done entirely online. To assist you in this process, we have an exclusive article for you. Then click on the link below and read it in full.