Reviews
Chime Visa® debit card full review: should you get it?
Discover a debit card that offers much more than many of the cards in this category available on the market: easy management of your money and zero fees. Read our review on the Chime Visa® debit card!
Advertisement
Chime Visa® debit card: have full control of your money without worrying about fees

Indeed, the Chime Visa® debit card is an excellent tool for those who need to organize their financial life. With automatic systems, you can save and see your money pay off without paying any fees.
Chime Visa® debit card: check out how to apply!
More than just a debit card. Meet the Chime Visa® debit card, the card that will put you at the center of managing your money without charging you any fee.
So, find out if this card is for you, take a look at this full review and check out our table with more of this card’s features!
| Credit Score | Any score |
| Annual Fee | $0 |
| Regular APR | N/A |
| Welcome bonus | None |
| Rewards | None |
Chime Visa® debit card: learn more about this financial product

In effect, debit card holders can only spend the money they have in their accounts. However, with Chime Debit Visa, you can make purchases of up to U$200 even with no balance in your account.
All this without paying any fees for it. By the way, fees are things you won’t see around here. Like all good debit cards, Chime is completely free.
Also, you won’t need to leave a minimum balance or make an initial deposit to use your card. With this card, you can even avoid ATM fees. To do this, just go to one of the 60,000 free ATMs.
You can even check on your mobile where the nearest authorized ATM is located. In addition, with this card, you can receive your salary two days in advance.
In addition, from your cell phone, you can program how much you want to save. Thus, the Chime Debit Card will automatically transfer the amount you have chosen to a savings account.
Once there, your money will work for you at a rate of 1% APY.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Chime Visa® debit card features
In fact, you already have a general idea of how advantageous the Chime debit card can be. However, now it’s time to go further and see other advantages and disadvantages of this credit option.
Below, check out a list of the main strengths and weaknesses of this card:
What are the benefits?
- Not a fee you need to worry about;
- Automation so you can save your money without even realizing it;
- Pay up to $200 even if you don’t have that balance available in your checking account;
- 60,000 fee-free ATMs spread across the country at your disposal.
And what are the drawbacks?
- To access the savings account, you must have a checking account;
- You can find better savings with APY and some online banks;
- To be eligible for purchases of up to $200 without balance (Chime SpotMe), you must deposit $200 each month;
- Does not offer rewards.
What credit score do you need to get the Chime Visa® debit card?
Credit score and history are not a limitation. So, no matter your score, you can apply for this card.
How does the Chime Visa® debit card application process work?
Request your Chime Debit Card without leaving home. To find out how, read our post below!
Chime Visa® debit card: check out how to apply!
More than just a debit card. Meet the Chime Visa® debit card, the card that will put you at the center of managing your money without charging you any fee.
Trending Topics
6 tips on how to budget: make the most of your money!
Here are six essential pieces of advice for anyone looking to learn how to build a budget that really works. Read on to find out!
Keep Reading
Huntington Voice Rewards Credit Card℠: check out how to apply!
Apply for the Huntington Voice Rewards Credit Card℠ and have a rewards program adaptable to your reality that gives 3x more points.
Keep Reading
Apply for the Clear Money Loans: Quick Cash Access
Start your journey and apply for the Clear Money Loans for rapid approval, diverse loan options, and no strict credit requirements.
Keep ReadingYou may also like
Euro has reached parity with the dollar for the first time in 20 years
The euro and the dollar are at parity value. Understand how to take advantage of this context and why it can be dangerous for the economy.
Keep Reading
Citi® Double Cash Card: check out how to apply!
Apply for the Citi® Double Cash Card and receive 2% cashback on all purchases, no annual fee, 0% APR for the first 18 months and more.
Keep Reading
Breaking Barriers to Education: Ascent Student Loan Review
Looking for a student loan? Read our review on Ascent Student Loan! Get one step closer to your future success! Stick with us and learn more!
Keep Reading