A debit card that serves to build credit. In fact, this description is enough reason for you to want to know more about the Extra Debit Card.

But that is not all. Indeed, this card offers other benefits like cash back and much more. Learn more about this great option and see if it can help you.

Indeed, this is a debit card that offers features that most people look for in a credit card. Mainly, this card is made to build credit.

Reporting to two of the top credit bureaus in the country, it’s easy to see your credit score soaring. Curious about how a debit card can generate credit?

We’ll explain. Well, that card is connected to some account of yours. As soon as you make a purchase, the company creates a line of credit and pays for your purchase.

The next day, the purchase amount is deducted from your account. Thus, the payment is recorded in your credit history. That way, you can only spend up to the amount available in your account.

This card also offers a cashback program that refunds 1% of the value of your purchases. Also, this is a debit card. That means you have 0% APR forever.

This product does not require a secured deposit or credit check. Finally, it is a Mastercard card, accepted in practically all establishments.

Indeed, this card is one of the pioneers in the market to offer debit and credit building services in the same product. However, there are some “weak spots” on this card that you need to know about.

Take a look at the lists below to understand what we are talking about:

Indeed, applicants for this card don’t have to worry about their credit score. After all, the issuer of this card will not check your credit history or score at any time.

So, you can apply for this card online. To increase your chances of approval, learn about the basic requirements presented in the review at the link below:

Disclaimer: The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. Banking services provided by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), pursuant to a license from Mastercard International. This Card can be used everywhere Debit Mastercard is accepted. Extra reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Rewards points only available with rewards plan.