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First Digital Mastercard® full review: should you get it?
Discover a credit-building tool that can approve you even with bad credit: the First Digital Mastercard®. Apply and have an initial limit of $300.
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by José Gonçalo
First Digital Mastercard®: a helping hand for those who need to build their own credit
Restart. In fact, that’s a word that pretty much sums up the concept of the First Digital Mastercard®.
This card has already allowed many people to restart their economic lives, going from bad credit to better scores. If that’s what you need, read this article and learn more about this card.
First Digital Mastercard®: check out how to apply!
Apply to the First Digital Mastercard® to get an opportunity to build your credit even with a low score. Learn more!
Credit Score | Bad/fair (300 – 669) |
Annual Fee | $75.00 for the first year. After that, $48.00 annually. |
Regular APR | 35.99% (fixed) |
Welcome bonus | None |
Rewards | None |
First Digital Mastercard®: learn more about this financial product
At first glance, the First Digital Mastercard® stands out for its brushed metal look. However, what really stands out is the opportunity to rebuild your financial life.
This card has a simple application process. To apply, you don’t need high credit scores.
As a matter of fact, many people with a bad credit score and not-so-good track record have been approved for this product.
In addition, with the First Digital Mastercard®, you can count on reporting to the main credit agencies in the country. Undoubtedly, this is essential for your credit to grow.
All this with a card that does not require an initial deposit and is accepted almost anywhere in the country.
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First Digital Mastercard® features
The First Digital Mastercard® is the type of card that will “reach out” when no other will. However, take a look at the lists below to see what other advantages and disadvantages this credit product has:
What are the benefits?
- You can pass even with a bad score;
- Offers a good starting limit of $300 (value can be revised in 12 months);
- You don’t need to make an initial deposit to start using your credit;
- Your payments are reported to the country’s three largest credit bureaus.
And what are the drawbacks?
- An extremely high APR;
- High annual fee;
- After the first year of use, you will pay a monthly fee of $8.25;
- To activate your card, you need to pay a one-time fee of $95.
What credit score do you need to get the First Digital Mastercard®?
The First Digital Mastercard® is a card for building and rebuilding credit. For this reason, having bad credit is not a deterrent. So, it is possible to apply even with a bad credit score.
How does the First Digital Mastercard® application process work?
Your application for this card can be done online and takes no more than 60 seconds. To understand how this process works, click on the link below and read an exclusive article:
First Digital Mastercard®: check out how to apply!
Apply to the First Digital Mastercard® to get an opportunity to build your credit even with a low score. Learn more!
José Gonçalo
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