Debit Cards

H&R Block Emerald Prepaid Mastercard® full review: should you get it?

Read a full review of the H&R Block Emerald Prepaid Mastercard® debit card developed by H&R Block, one of the country's leading tax preparation companies!

Advertisement

H&R Block Emerald Prepaid Mastercard®: you can now receive your tax deduction direct on a debit card!

H&R Block Emerald Prepaid Mastercard®
Learn all about the Sesame Cash debit card. Source: H&R Block

Indeed, the H&R Block Emerald Prepaid Mastercard® is a very different solution than what exists on the market. So read our full review to learn more about it!

H&R Block logo

H&R Block Emerald Prepaid Mastercard® full review: should you get it?

Apply to H&R Block Emerald Prepaid Mastercard® and get access to a debit card to save money and get refunds easily. Learn more!

With this one, you can safely store your money and manage your taxes better. See the review below to learn more!

Credit ScoreAny credit score
Annual Fee$0
Regular APR0.00% (fixed)
Welcome bonusNone
RewardsNone

H&R Block Emerald Prepaid Mastercard®: learn more about this financial product

In fact, H&R Block is an American tax preparation company that has been operating in Canada, the United States, and Australia for over 60 years.

This company created a debit card to make life and money management easier for its customers. With this, you can receive your tax refund, wages, government benefits, and other payments.

Plus, you can transfer check amounts to your card in minutes via a mobile app. On that card, your money will remain insured by the FDIC.

In addition, you will be protected by the Mastercard disclaimer policy for unrecognized purchases. It is possible to shop and use the network’s ATMs without paying fees.

If you wish, you can add authorized users. Just fill in a quick form and upload a photo of an ID document of this new user via the “MyBlock” mobile app.

H&R Block Emerald Prepaid Mastercard® features

Young businessman holding a credit card and typing. On-line shopping on the internet using a laptop
Learn more about the card’s pros and cons. Source: Adobe Stock

In fact, this card is innovative because, among other advantages, it allows you to receive your tax refund.

However, before requesting this service, know its disadvantages and find out if you should request it:

What are the benefits? 

  • Ability to easily receive reimbursements, salaries, government aid, and any other payment, shop and store your money in a safe place to use whenever you want;
  • Transfer checks to your debit card quickly;
  • There is no monthly fee or a fee per purchase;
  • Manage your mobile account and be protected by Mastercard’s zero liability policy for unrecognized purchases.

And what are the drawbacks?

  • You may be subject to a fee of up to $4.95 for each recharge of this card;
  • A fee of up to 4% of the check amount if you request the “Check to Card” service to transfer the check amount to your card in minutes;
  • After two months of inactivity, you must pay a fee of $4.95 for each new month that there are no card transactions;
  • Pay $3.00 for withdrawals from ATMs outside the coverage network (even if the transfer is not completed).

What credit score do you need to get the H&R Block Emerald Prepaid Mastercard®?

Indeed, the official website for this card does not mention a minimum credit score for its applicants. Thus, it is possible that you will be approved for this service regardless of your score.

How does the H&R Block Emerald Prepaid Mastercard® application process work?

Learn how to request this service without leaving your home or facing queues in our post below!

H&R Block logo

H&R Block Emerald Prepaid Mastercard® full review: should you get it?

Apply to H&R Block Emerald Prepaid Mastercard® and get access to a debit card to save money and get refunds easily. Learn more!

Trending Topics

content

Easiest credit card to get in 2023: 5 best options

You can get the credit card you deserve, no matter your score! Discover a list of the 5 easiest credit cards to get!

Keep Reading
content

MoneyLion Loans Review: Unlock Easy Credit Building

Learn how you can boost your credit score and have access to exclusive perks – including cash back – with our MoneyLion Loans review.

Keep Reading
content

The economy in Canada: where we are, where we’re going

Understand what experts say about the economy in Canada. Will we have a recession in the future? Click here and discover this and much more.

Keep Reading

You may also like

content

Secured Sable ONE Credit Card full review: should you get it?

Meet a revolutionary card called the Secured Sable ONE Credit Card: accelerated credit building with no annual fee. Read on to learn more!

Keep Reading
content

Reflex® Platinum Mastercard® review: should you get it?

Meet the Reflex® Platinum Mastercard® review; this card accepts any credit score and has a limit of up to $1,000. Learn all about it here!

Keep Reading
content

Your Gateway to Higher Education: Apply for Ascent Student Loan

Apply for Ascent Student Loan and turn your academic dreams into reality. Streamlined applications make accessing financial support a breeze.

Keep Reading