Reviews

Huntington Voice Rewards Credit Card℠ full review: should you get it?

Few credit cards can deliver a great lucrative rewards program and no fees. The Huntington Voice Rewards Credit Card℠ is one of them. Read this full review to learn all about it!

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Huntington Voice Rewards Credit Card℠: a credit card that allows you to set your own rewards program

Huntington Voice Rewards℠ Credit Card
Learn all about the Huntington Voice Rewards Credit Card℠. Source: Huntington

In fact, all people looking for a credit card turn to the most famous credit agencies. Well, that’s the natural way. However, if you choose to “follow the herd”, you will miss out on unique opportunities such as the Huntington Voice Rewards Credit Card℠.

This is a card from a smaller credit company, but with advantages you don’t find on popular cards. Curious to know what’s so special about this card? See below and, like everyone else, ask yourself, “why hasn’t anyone ever told me about this card before?”

Huntington Voice logo

Huntington Voice Rewards Credit Card℠: check out how to apply!

A credit card that is a real find! Learn how to apply for the Huntington Voice Rewards Credit Card℠, the card that exempts you from multiple fees and gives you 3x more rewards.

Credit ScoreFair to good (above 580)
Annual Fee$0
Regular APRFrom 12.74% to 26.74%
Welcome bonusNone
Rewards3 points for every dollar spent in the category you choose quarterly (1 point = $0.01)

Huntington Voice Rewards: learn more about this financial product

The Huntington Voice Rewards Credit Card℠ is a gem only good explorers can find. In fact, we are talking about a credit card from a little-known company, but with incredible advantages. By opting for this card, you gain access to an adaptable rewards program.

So each quarter, you can select which category will pay you 3 points for every dollar spent. Among the categories you can choose from are:

  • Auto parts and service stores;
  • Department stores, clothing and sporting goods;
  • Discount Stores and Warehouse;
  • Electronics, computers and cameras stores;
  • Gas station;
  • Grocery stores;
  • Home Improvement Stores;
  • Restaurants;
  • Travel and Entertainment;
  • Utilities and office supply stores.

In addition to the categories common to each rewards program, you can choose unique categories. In fact, imagine earning a 3x reward for fixing your car in the shop. So what other card offers rewards for this kind of service? Also, the Huntington Voice Rewards will not charge annual fees, which is great.

Another fee you don’t have to worry about is the fee for foreign transfers. That’s exactly what you read: 0% foreign transfer fee. This card also has special conditions for those who want to make balance transfers. In effect, the balance transfer fee will remain at 0% for 12 cycles for transfers made in the first three months.

In fact, this is a great opportunity for anyone looking to get rid of interest. All this with the advantages of a Mastercard card (accepted practically everywhere).

Huntington Voice Rewards Credit Card℠ features

hand holding gray/silver mastercard credit card
Learn more about the card’s pros and cons! Source: Pixabay

Despite all these advantages, it’s good to ask yourself, “Is the Huntington Voice Rewards Credit Card℠ really good for me?”. To answer this question, it’s important to consider the pros and cons of this card. To make your job easier, we’ve already done it for you. See the main advantages and disadvantages of this card in the lists below:

What are the benefits? 

  • A rewards program that pays 3x on the categories you choose;
  • No annuity;
  • No foreign transfer fee;
  • 24-hour grace period so you don’t pay interest just for forgetting to pay the balance.

What are the drawbacks?

  • Limited Reward Program: Earnings per quarter are maximum 6,000 points = $60;
  • It only accepts applications from applicants from certain US states;
  • No introductory rewards;
  • The APR values are added to a value between 8.74% and 22.74% to define what your card’s APR will be.

What credit score do you need to get the Huntington Voice Rewards Credit Card℠?

In fact, there is no official publication that talks about the best credit score to apply for the Huntington Voice Rewards. However, as it is a small business with reward cards, we suggest a fair/good score. Therefore, it is important that you have at least 580 points.

How does the Huntington Voice Rewards Credit Card℠ application process work?

You can apply for this card without leaving home and in a simple way. If you see an option on this credit card, click the link below to learn how to apply for a Huntington Voice Rewards Credit Card℠.

Huntington Voice logo

Huntington Voice Rewards Credit Card℠: check out how to apply!

A credit card that is a real find! Learn how to apply for the Huntington Voice Rewards Credit Card℠, the card that exempts you from multiple fees and gives you 3x more rewards.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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