Credit Cards

Iemas Purchase Credit Card full review: should you get it?

Discover the Iemas Purchase Credit Card and save a lot on all your future purchases! Enjoy 24/7 customer support and much more! Read on!


Iemas Purchase Credit Card: up to 3.5% cash back on all your purchases

Iemas Purchase Credit Card
Iemas Purchase Credit Card full review. Source: Foster the Money

The Iemas Purchase Credit Card specializes in offering cash back. By using this card, all your purchases become eligible for a refund.

Iemas logo

Iemas Purchase Credit Card: check out how to apply!

Apply to Iemas Purchase Credit Card, a card that gives you 3.5% cashback, and regret not having applied for it sooner! Read on and learn how!

Read on to learn more about this card and how it can help you save money on purchases.

Monthly IncomeAt least R12,000;
Monthly FeeR39.96;
Initiation FeeR10;
Interest RateNot specified;
RewardsGet up to 3.5% cashback when you shop at any of the 12,000 partner stores of Iemas.

Iemas Purchase Credit Card: learn more about this financial product

The Iemas Purchase Credit is an excellent option. Indeed, this credit product offers one of the best cashback programs.

Using this card, you can earn up to 3.5% cash back on purchases at over 12,000 selected stores. In addition, you can enjoy 45 days free of interest rate charges.

The monthly fee for this card is considered below the market average. In effect, you will only need to pay R39.96 per month.

You can manage your balance and transactions through the online member portal. Also, you will be informed about transactions via SMS on your cell phone.

In addition, to improve your rewards, you can complete simple quests. Thus, your cashback rate will grow.

Iemas Purchase Credit Card features

Student working form home on laptop to do internet research
Iemas Purchase Credit Card features! Source: Freepik

Indeed, this is an excellent credit card for anyone looking for a good rewards program.

However, this credit product has some limitations compared to similar cards. To better understand this card’s “pros” and “cons,” check out the list below!

What are the benefits?

  • Cashback program offering up to 3.5% cashback at over 12,000 stores nationwide;
  • 45 days interest rate free;
  • You can even order additional family cards to earn more cashback;
  • Install your purchases over R300 in up to 60 installments.

And what are the drawbacks?

  • If you use this card to pay for fueling cars, you will have to pay an additional fee of 1.5% on the fuel price;
  • You can only use this card at Iema’s partner stores and brands;
  • To receive your card at home, you must pay a postage fee of R99;
  • To reach a reward rate of 3.5%, you must complete missions that may involve contracting other iMasFinance services.

What are the requirements to apply?

The criteria for applying for this card are straightforward, similar to most credit cards. Indeed, these are as follows:

  • Be at least 18 years of age;
  • Reside legally in South Africa;
  • Furnish details of your employment or source of income.

How does the application process work?

Getting cashback on all your future purchases is easier than you think! Then check out the steps below to apply for this card!

Iemas logo

Iemas Purchase Credit Card: check out how to apply!

Apply to Iemas Purchase Credit Card, a card that gives you 3.5% cashback, and regret not having applied for it sooner! Read on and learn how!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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