Loans
Up to $36,500: LendingPoint Personal Loans review
Do you need loans of up to $36,500 with good terms and low credit options? If so, read our LendingPoint Personal Loans review to learn more!
Advertisement
Check out our LendingPoint Personal Loans review!

Whether you need a home improvement project, a medical emergency, or a long-awaited vacation, you can read our LendingPoint Personal Loans review!
Apply for LendingPoint Personal Loans!
If you need loan options of all types of up to $36,500 with good terms, read on to learn how to apply for LendingPoint Personal Loans!
Moreover, this is where LendingPoint Personal Loans step in as a reliable and accessible solution. So, keep reading to learn more about this incredible lending platform.
| APR | 7.99% to 35.99%; |
| Loan Purpose | Emergency loans, debt consolidation, paying off credit cards, medical or dental, home improvements, travel and taxes, wedding purposes, personal finances reasons, and much more; |
| Loan Amounts | Personal loans from $2,000 – $36,500; |
| Credit Needed | You’ll have better chances of approval with a minimum credit score of 600; |
| Origination Fee | There can be an origination fee depending on the loan; |
| Late Fee | There can be a late fee depending on the loan; |
| Early Payoff Penalty | There can be an early payoff penalty depending on the loan. |
Is LendingPoint Personal Loans a good option?
In a world where navigating through the complexities of traditional lending institutions can be daunting.
Therefore, LendingPoint offers fresh air by providing up to $36,500 in personal loans.
Moreover, their loan options are tailored to meet your specific needs! Therefore, you can find lenders of all types through the platform and get the loan hassle-free!
Also, LendingPoint understands that each individual’s financial situation is unique.
In addition, that’s why they have positioned themselves as a fintech company with a human touch, committed to helping you achieve your goals with minimal hassle.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
The pros and cons of LendingPoint Personal Loans

Even though this platform offers many advantages, it also has some downsides.
Therefore, you can read below about the pros and cons of using LendingPoints as a personal loan platform.
Advantages
- Loan amounts of up to $36,500;
- Up to 72 months in loan term lengths;
- Most loans have no prepayment penalties;
- You can have your money fast.
Disadvantages
- There are no joint loans available;
- Most loans will have an origination fee;
- Depending on the loan and your credit score, there can be a high APR.
What credit score do you need to apply?
You can find different loan options for all credit scores through the platform. However, finding better loan options with a credit score of 600 minimum is easier.
Moreover, it is always recommended that you have a higher credit score to apply for loans or credit cards. This is because you’ll be able to find better rates and lower interest.
LendingPoint Personal Loans application process
Through a seamless online application process, LendingPoint assesses your financial profile beyond your credit score, focusing on your overall financial health.
Moreover, you can check out our post below to learn more about the application process to get your money through the LendingPoint platform!
Apply for LendingPoint Personal Loans!
If you need loan options of all types of up to $36,500 with good terms, read on to learn how to apply for LendingPoint Personal Loans!
Trending Topics
Choose the best flight deal for your next trip
The internet is full of tools for anyone looking to find the best flight deal. Learn how to use them to fly even for free!
Keep Reading
Apply for SimpleLoans123: Unlock Fast Financial Relief
Learn how to apply for SimpleLoans123. Easy process, fast funding, and privacy secured. Loans up to $35,000 for various financial needs.
Keep Reading
How to do a balance transfer on credit cards: 3 easy steps
There is a feature within the law that allows you to reduce card debts. Learn how to do a balance transfer on credit cards in 3 simple steps!
Keep ReadingYou may also like
Walmart MoneyCard®: Check out how to apply!
Learn how to easily and quickly apply for the Walmart MoneyCard® with no credit checks and a world of rewards!
Keep Reading
Navyist Rewards Mastercard® full review: should you get it?
Discover the Navyist Rewards Mastercard®! Enjoy an amazing 30% discount on the 1st purchase! Keep reading and learn more benefits!
Keep Reading
Breaking Barriers to Education: Ascent Student Loan Review
Looking for a student loan? Read our review on Ascent Student Loan! Get one step closer to your future success! Stick with us and learn more!
Keep Reading