Loans
Up to $36,500: LendingPoint Personal Loans review
Do you need loans of up to $36,500 with good terms and low credit options? If so, read our LendingPoint Personal Loans review to learn more!
Advertisement
Check out our LendingPoint Personal Loans review!
Whether you need a home improvement project, a medical emergency, or a long-awaited vacation, you can read our LendingPoint Personal Loans review!
Apply for LendingPoint Personal Loans!
If you need loan options of all types of up to $36,500 with good terms, read on to learn how to apply for LendingPoint Personal Loans!
Moreover, this is where LendingPoint Personal Loans step in as a reliable and accessible solution. So, keep reading to learn more about this incredible lending platform.
| APR | 7.99% to 35.99%; |
| Loan Purpose | Emergency loans, debt consolidation, paying off credit cards, medical or dental, home improvements, travel and taxes, wedding purposes, personal finances reasons, and much more; |
| Loan Amounts | Personal loans from $2,000 – $36,500; |
| Credit Needed | You’ll have better chances of approval with a minimum credit score of 600; |
| Origination Fee | There can be an origination fee depending on the loan; |
| Late Fee | There can be a late fee depending on the loan; |
| Early Payoff Penalty | There can be an early payoff penalty depending on the loan. |
Is LendingPoint Personal Loans a good option?
In a world where navigating through the complexities of traditional lending institutions can be daunting.
Therefore, LendingPoint offers fresh air by providing up to $36,500 in personal loans.
Moreover, their loan options are tailored to meet your specific needs! Therefore, you can find lenders of all types through the platform and get the loan hassle-free!
Also, LendingPoint understands that each individual’s financial situation is unique.
In addition, that’s why they have positioned themselves as a fintech company with a human touch, committed to helping you achieve your goals with minimal hassle.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
The pros and cons of LendingPoint Personal Loans
Even though this platform offers many advantages, it also has some downsides.
Therefore, you can read below about the pros and cons of using LendingPoints as a personal loan platform.
Advantages
- Loan amounts of up to $36,500;
- Up to 72 months in loan term lengths;
- Most loans have no prepayment penalties;
- You can have your money fast.
Disadvantages
- There are no joint loans available;
- Most loans will have an origination fee;
- Depending on the loan and your credit score, there can be a high APR.
What credit score do you need to apply?
You can find different loan options for all credit scores through the platform. However, finding better loan options with a credit score of 600 minimum is easier.
Moreover, it is always recommended that you have a higher credit score to apply for loans or credit cards. This is because you’ll be able to find better rates and lower interest.
LendingPoint Personal Loans application process
Through a seamless online application process, LendingPoint assesses your financial profile beyond your credit score, focusing on your overall financial health.
Moreover, you can check out our post below to learn more about the application process to get your money through the LendingPoint platform!
Apply for LendingPoint Personal Loans!
If you need loan options of all types of up to $36,500 with good terms, read on to learn how to apply for LendingPoint Personal Loans!
Trending Topics
OakStone Platinum Secured Mastercard®: check out how to apply!
Apply for the OakStone Platinum Secured Mastercard® and build your credit regardless of the credit score you have today. Know how!
Keep Reading
What is a secured credit card?
Understand what a secured credit card is and how it can be your access to the mortgage and student loan you've always dreamed of. Understand!
Keep Reading
College Ave Student Loan review: finance 100% of your studies with flexibility
Full review of College Ave Student Loan: Up to 15 years repayment period and $1,000 draws every month. Find out more here!
Keep ReadingYou may also like
Upgrade Bitcoin Rewards Visa®: check out how to apply!
Learn how to earn bitcoins on all your card purchases: apply for the Upgrade Bitcoin Rewards Visa®, the innovative cashback/personal loan card.
Keep Reading
Truist Enjoy Travel Credit Card full review: should you get it?
Truist Enjoy Travel Credit Card, the card that will reward all your purchases with miles so you can travel the world for free. Know more!
Keep Reading
Capital One Guaranteed Mastercard® card: check out how to apply!
Learn how to apply for the Capital One Guaranteed Mastercard®, the card that accepts all credit scores and offers a good credit limit.
Keep Reading