Secured cards are a great way to build credit because they require you to make a security deposit, which serves as your credit limit. This shows lenders that you are serious about using credit responsibly and paying your bills on time. Plus, with Citi Credit Card Pre-Approval, you can see your chances of approval for the Citi® Secured Mastercard® before you apply, so you can build credit with confidence.

Unfortunately, there are no secured credit cards that offer no security deposit. However, the Citi® Secured Mastercard® has a low security deposit requirement of just $200. This makes it a great option for people who are just starting out with credit or who have a limited budget.

Yes, you can upgrade to other Citi Bank credit cards after you’ve used your Citi® Secured Mastercard® responsibly for a period of time. This is called “graduating” from your secured card. Citi offers a variety of credit cards with different rewards programs and benefits, so you can find the right card for your needs. You could upgrade to the Citi® Double Cash Card, the Citi® Premier® Card, or the Costco Anywhere Visa® Card by Citi.