Credit Cards

Chime Credit Builder Visa® Credit Card full review: should you get it?

A great tool to build credit and zero fees and interest. These two excellent features come together in one card: Chime Credit Builder Visa® Credit Card. Read and learn more about this card.

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Chime Credit Builder Visa® Credit Card: It’s time to take the leap toward the credit score you’ve always dreamed of

Chime Credit Builder Visa® Credit Card
Learn all about the Chime Credit Builder Visa®. Source: Chime

Think fast: what would you do if you had a better credit score? Would you finance your dream house? A new car? Well, those dreams may be closer to you if you have a Chime Credit Builder Visa® Credit Card!

Chime Credit Builder Visa® Credit Card

Chime Credit Builder Visa® Card: check out how to apply!

Apply for the Chime Credit Builder Visa® Card, the 0% fixed APR card to build your credit with peace of mind. Read to learn more!

So, read this article and get to know a credit card specialist.

Credit ScoreBad or fair (300-669)
Annual Fee$0
Regular APR0%
Welcome bonusNone
RewardsNone

Chime Credit Builder Visa® Credit Card: learn more about this financial product

In fact, the path to higher credit can be much simpler if you don’t have to pay fees or interest. Thus, it is this type of service that Chime offers.

With this card, you don’t have to worry about annuities, late fees, or anything else. That way, just watch your credit improve by making the purchases you already make routinely.

With this card, you can even use an ATM without paying anything for it. To do this, simply look for a Moneypass unit at a 7-Eleven location or Allpoint and Visa Plus Alliance ATMs.

In fact, the advantages of using this product have already been proven. Customers who used it for eight months saw a 30-point increase. Also, we are talking about a secure card.

If you lost or stolen it, just deactivate it with one touch on your mobile. Finally, we are talking about a card with Visa coverage. That way, you can shop almost anywhere in the world using it.

Chime Credit Builder Visa® Credit Card features

man second shopping, cell phone and chime card
Learn more about the card’s pros and cons. Source: Chime

This Chime card is really an excellent product designed to measure for those who need to take their credit.

However, before ordering it, it is important to know the disadvantages that it brings with it. Check it out right now: Take a look at the lists below to learn more about this card:

What are the benefits? 

  • There are literally no fees to worry about;
  • There is also no interest (APR of 0% permanently);
  • Report your payments to the main credit agencies;
  • There is no minimum credit score requirement or review of your credit history;

And what are the drawbacks?

  • You must have an open Chime checking account to use this card;
  • To start using it, you must make a security deposit of at least $200;
  • This product does not offer any type of reward;

What credit score do you need to get the Chime Credit Builder Visa®?

This card does not check your credit score. That way, that number will not be an obstacle to your candidacy.

How does the Chime Credit Builder Visa® Credit Card application process work?

In fact, it is possible to request your Chime without leaving your home. To find out how to apply, read the post below with a step-by-step application!

Chime Credit Builder Visa® Credit Card

Chime Credit Builder Visa® Card: check out how to apply!

Apply for the Chime Credit Builder Visa® Card, the 0% fixed APR card to build your credit with peace of mind. Read to learn more!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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