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Flexible student loans to make your dream come true

Earnest Student Loan, student loan with exclusive benefits and rates


Despite its short time on the market, the Earnest Student Loan has already revolutionized the way students borrow money to fulfill their dream of furthering their studies. In addition to really low rates, students now have a longer grace period (they only start paying back loans nine months after graduation) and 0.25% discounts on tuition fees just for enabling the automatic payment function. In this service, you have 4x more chances of being approved and the chance of obtaining 100% financing of your expenses until the completion of your studies.


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Below are four reasons why Earnest Student Loan has become one of the best student loan services in the country:

No Fees: There are no origination, application, or late fees;
Grace period of 9 months (50% higher than the average offered in the market);
Possibility to skip a payments;
Use a guarantor to apply for loans or refinances and increase your chances of approval.

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Until 2019, some internal contracts prevented Sallie Mae customers from refinancing their Earnest loan. However, as of 2019 these agreements have been revised and now any student loan agreement that meets the criteria set out by Earnest can receive refinancing regardless of the company that issued them. However, funding restrictions still exist for students from the states of Kentucky and Nevada.

“Loan forgiveness” is understood as the permanent interruption of any collection without any type of damage to the loan applicant. Only student loans issued by federal agencies are eligible for federal forgiveness. Since Earnest is a private company, loans issued by this agency are not eligible for federal forgiveness. However, before granting a loan, Earnest encourages its potential customers to look into other options offered by the state.

Many people may feel discouraged to learn that this company has been in business for less than 10 years. However, know that in this short time this company has already presented solid reasons why you should trust its services. Earnest has already extended 200,000 loans to students at over 600 different colleges. On the Trustpilot website, this company has been reviewed by over 5,000 customers and received an average score of 4.7 on a scale where the maximum score is 5. In addition, the review website US News named this company as the best company for loans students of 2022.

Earnest Student Loan logo

Earnest Student Loan: find out how to apply!

Apply to Earnest Student Loan and get access to student loans free of most fees charged by other companies in the field. Find out more here!

Now you know the Earnest Student Loan. How about learning more about another student loan service that has already helped thousands of students with bad credit reach their goals?

See the application post below and learn more about the Sallie Mae Student Loan!

Sallie Mae Student Loan logo

Sallie Mae Student Loan: find out how to apply!

Loans for students with coverage of up to 100% of your study expenses and the possibility to increase your chances of being accepted with a guarantor.

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