Upgrade Credit Card is designed for people with a wide range of credit histories, including those with limited or no credit history. While approval is not guaranteed, Upgrade may consider applicants who are new to credit or have limited credit history. If you have limited or no credit history, it’s a good idea to see if you qualify with the pre-approval process and get your Upgrade Card.

The credit monitoring feature of the Upgrade Credit Card provides cardholders with access to their FICO credit score, regular credit report updates, credit alerts for significant changes, and resources to understand and improve their credit. It may also offer identity theft protection and track credit changes over time.

Yes, you can use the Upgrade Credit Card abroad. It’s accepted where Visa is recognized. Just be aware of potential foreign transaction fees and currency conversion costs. It’s advisable to inform your card issuer before traveling and have their contact information for emergencies.