If you wish to have a Wells Fargo Active Cash card, know that you are not required to have an account with Wells Fargo. However, by opening a checking or savings account with Wells Fargo, you will have access to various benefits and opportunities. This bank offers different types of financial products, such as investments, home equity loans, personal loans, business accounts, and more.

You can only redeem your cash back rewards for a statement credit, direct deposit to an eligible Wells Fargo checking or savings account, or as a Wells Fargo Visa Gift Card. However, you can use your Wells Fargo Active Cash® Card to make a balance transfer to another Wells Fargo credit card. This can be a good way to consolidate high-interest debt onto one card with a lower interest rate. To request a balance transfer, you can call Wells Fargo number 1-800-642-4720, or visit a Wells Fargo branch.

The Wells Fargo Active Cash® Card does not provide travel insurance or protection. However, it offers several benefits, such as Cellular Telephone Protection, Emergency Cash Disbursement and Card Replacement, and Visa Signature® Concierge Services, wich gives you access to a team of personal assistants who can help you with a variety of tasks, such as making reservations, booking travel, and finding gifts.