Reviews
Standard Bank Blue Credit Card full review: should you get it?
A simple card with a huge credit limit and rates well below the market average. Learn more about the Standard Bank Blue Credit Card and the advantages of this credit product.
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Standard Bank Blue Credit Card: convenience and ease of managing your money with a highly technological credit service

The Standard Bank Blue Credit Card is a cheap credit card service that offers the basics a card should offer. But is it the right option for your needs? Read on and find out!
Standard Bank Blue Credit Card: check out how to apply!
Apply to Standard Bank Blue Credit Card and get a card with all the essential services with great upgrade possibilities. Find out how!
Here you will find a low maintenance rate and the opportunity to have a good interest rate. To know how this card works, see the review below. Let’s get started.
| Credit Score | 618 or larger (Below average or Better); |
| Monthly Fee | R40; |
| Initiation Fee | R180; |
| Interest Rate | From 10.25% to 21% (variable); |
| Rewards | UCount rewards program (optional): earn up to 20% cash back on purchases; 30% cash back on mobile phone expenses; up to R10 per car refueling and other perks. |
Standard Bank Blue Credit Card: learn more about this financial product
Standard Bank Blue Credit Card is a basic service card. Therefore, it is an ideal option for those looking for a tool to improve their money management and access fast credit.
As a standard Bank “entry” card, it offers a low monthly fee for your services. In fact, it is possible to use it for a monthly value of only R40.
You can also count on an insurance plan that offers coverage of up to R250,000 in tragic events. In addition, you can hire a reward program that guarantees up to 30% reimbursement for selected purchases.
With this card, you have up to 55 days before any interest rate is charged. The blue version of standard bank cards offers connectivity to digital portfolios.
Therefore, using them in everyday and online purchases is much easier. There is also the possibility of having a very low interest rate of 10.25%.
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Standard Bank Blue Credit Card features
Indeed, the Standard Bank Blue Credit Card is a great option for those who need to access basic credit services. In addition to being cheap, it is a card that can be used in many ways.
However, there are more details involving this credit card. To know the main advantages and disadvantages of this, see the lists below:
What are the benefits?

- Relatively low monthly maintenance rate compared to other market options;
- 55 days without interest rate charges;
- Payment by approach and connectivity with digital portfolios to make payment through the mobile phone;
- Possibility to participate in a reward program that gives up to 30% cashback on expenses.
And what are the drawbacks?
- It offers no special advantage for travelers;
- Relatively high minimum monthly income required for candidates (R5,000);
- To participate in the reward program, you need to pay a monthly R125 fee (very high!);
- No additional advantage.
What credit score do you need to get the card?
On the official website of this product, there is no mention of a minimum credit point required.
However, for you to have easy access and a good interest rate, we recommend a “Below Rave” score. Thus, accumulate a minimum score of 618 points.
How does the application process work?
Are you interested in Standard Bank Blue Credit Card? So go to the next post and find out how to request it:
Standard Bank Blue Credit Card: check out how to apply!
Apply to Standard Bank Blue Credit Card and get a card with all the essential services with great upgrade possibilities. Find out how!
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