Reviews

Standard Bank Blue Credit Card full review: should you get it?

A simple card with a huge credit limit and rates well below the market average. Learn more about the Standard Bank Blue Credit Card and the advantages of this credit product.

Advertisement

Standard Bank Blue Credit Card: convenience and ease of managing your money with a highly technological credit service

Standard Bank Blue Credit Card
Read our Standard Bank Blue Credit Card and find out if this product is good for you. Source: Foster the Money

The Standard Bank Blue Credit Card is a cheap credit card service that offers the basics a card should offer. But is it the right option for your needs? Read on and find out!

Standart Bank Logo

Standard Bank Blue Credit Card: check out how to apply!

Apply to Standard Bank Blue Credit Card and get a card with all the essential services with great upgrade possibilities. Find out how!

Here you will find a low maintenance rate and the opportunity to have a good interest rate. To know how this card works, see the review below. Let’s get started.

Credit Score618 or larger (Below average or Better);
Monthly FeeR40;
Initiation FeeR180;
Interest RateFrom 10.25% to 21% (variable);
RewardsUCount rewards program (optional): earn up to 20% cash back on purchases; 30% cash back on mobile phone expenses; up to R10 per car refueling and other perks.

Standard Bank Blue Credit Card: learn more about this financial product

Standard Bank Blue Credit Card is a basic service card. Therefore, it is an ideal option for those looking for a tool to improve their money management and access fast credit.

As a standard Bank “entry” card, it offers a low monthly fee for your services. In fact, it is possible to use it for a monthly value of only R40.

You can also count on an insurance plan that offers coverage of up to R250,000 in tragic events. In addition, you can hire a reward program that guarantees up to 30% reimbursement for selected purchases.

With this card, you have up to 55 days before any interest rate is charged. The blue version of standard bank cards offers connectivity to digital portfolios.

Therefore, using them in everyday and online purchases is much easier. There is also the possibility of having a very low interest rate of 10.25%.

Standard Bank Blue Credit Card features

Indeed, the Standard Bank Blue Credit Card is a great option for those who need to access basic credit services. In addition to being cheap, it is a card that can be used in many ways.

However, there are more details involving this credit card. To know the main advantages and disadvantages of this, see the lists below:

What are the benefits?

Happy young woman using laptop, credit card for online shopping
Learn what the main features of the Standard Bank Blue Credit Card are. Source: Adobe Stock
  • Relatively low monthly maintenance rate compared to other market options;
  • 55 days without interest rate charges;
  • Payment by approach and connectivity with digital portfolios to make payment through the mobile phone;
  • Possibility to participate in a reward program that gives up to 30% cashback on expenses.

And what are the drawbacks?

  • It offers no special advantage for travelers;
  • Relatively high minimum monthly income required for candidates (R5,000);
  • To participate in the reward program, you need to pay a monthly R125 fee (very high!);
  • No additional advantage.

What credit score do you need to get the card?

On the official website of this product, there is no mention of a minimum credit point required.

However, for you to have easy access and a good interest rate, we recommend a “Below Rave” score. Thus, accumulate a minimum score of 618 points.

How does the application process work?

Are you interested in Standard Bank Blue Credit Card? So go to the next post and find out how to request it:

Standart Bank Logo

Standard Bank Blue Credit Card: check out how to apply!

Apply to Standard Bank Blue Credit Card and get a card with all the essential services with great upgrade possibilities. Find out how!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics

content

Old Khaki Store Card full review: should you get it?

Save up to R600 with the Old Khaki Store Card on your next purchases from brands like Adidas, New Balance, and Samsung. Read on!

Keep Reading
content

How to Check Your UIF Payout? Simple Method! [2023]

Discover the simple steps on how to check your UIF payout and ensure you receive the financial support you need when it matters most.

Keep Reading
content

Nedbank Personal Loan: find out how to apply!

Apply to Nedbank Personal Loan and get access to up to R300,000 and receive a cashback R200 cashback per month! Keep reading to learn how!

Keep Reading

You may also like

content

Mango Airlines: cheap flights and offers

Mango Airlines is your chance to fly cheap flights, paying prices well below average. Understand how you can save on your next trip!

Keep Reading
content

ABSA Personal Loan: find out how to apply!

Apply for ABSA Personal Loan and enjoy the best interest rate on the market and the longest repayment period. Find out how here!

Keep Reading
content

FNB Petro Card: check out how to apply!

Apply to the FNB Petro Card and get 24/7 assistance in case of travel accidents or emergencies. Read on to learn more!

Keep Reading