Disclaimer: Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 8.49% -35.97%. All personal loans have a 1.85% to 8.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s bank partners. Information on Upgrade’s bank partners can be found at https://www.upgrade.com/bank-partners/.

**Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.

Indeed, a good credit score can mean access to better loans. However, the Upgrade personal loan is proof that, with not-so-good credit, it is possible to access good amounts and interesting rates.

Below, learn more about this credit agency and how it can make many of your financial projects viable:

Indeed, with a fair (or even bad) credit score, it is possible to have access to good loans. In fact, the personal Upgrade loans are proof of this.

This company offers up to $50,000 at fixed interest paid between 24 and 84 months. For lower APR rates, you need to enable the automatic payments option.

In addition, Upgrade offers special options for those who use loans to pay off debts. Thus, it is possible to request that the payment be made directly to third-party creditors.

That way, you have the option of consolidating multiple debts into one. After approval, your money is released within 1 day. So, in record time, you can start taking advantage of your loan.

In addition, there are no fees for prepayment. Finally, this company offers a pre-approval service that doesn’t hurt your credit score.

Indeed, Upgrade loans are designed for people with bad/fair scores. Thus, you will need a minimum score of 560 points if you want to apply for this service.

Thus, it is possible to apply for an Upgrade personal loan without leaving home. To find out how to apply, read our post below!

Disclaimer: Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 8.49% -35.97%. All personal loans have a 1.85% to 8.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s bank partners. Information on Upgrade’s bank partners can be found at https://www.upgrade.com/bank-partners/.

**Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.