Loans
VivaLoan Review: Fast Loans Up To $15K for All Credit Types
See how VivaLoan simplifies borrowing with loans up to $15,000 for all credit types, offering fast funding and credit-building opportunities.
Advertisement
Explore VivaLoan for easy, speedy financing regardless of your credit history
In this VivaLoan review, we’ll uncover the essentials of this convenient loan service. Dive in to see how VivaLoan simplifies borrowing, offering quick solutions for you.
Apply for VivaLoan: Boost Your Credit Score!
Apply for VivaLoan and get access to $100-$15,000 loans, suitable for all credit types, with next-day funding and easy application process.
Read on to explore the benefits and features of VivaLoan. Our detailed review sheds light on its user-friendly approach and loan options.
| APR | VivaLoan does not disclose rates on its website. |
| Loan Purpose | Any and all purposes you may have. |
| Loan Amounts | Borrowers can request funding between $100 and $15,000. |
| Credit Needed | There’s no minimum threshold requirements. |
| Origination Fee | Varies according to the lender you’ll match. |
| Late Fee | It depends solely on the lender. |
| Early Payoff Penalty | It varies according to the lender. |
Is VivaLoan a good option?
Firstly, VivaLoan isn’t a direct lender itself. It connects you with a network of lenders, giving you many options to match what you need financially.
Secondly, you can borrow from $100 to $15,000 with the help of VivaLoan. This range is great for small emergencies or bigger plans you might have.
However, regarding interest rates, there are no upfront disclosures. Since VivaLoan works with different lenders, it’s up to them to disclose their APR when you match it with a loan.
Then, when it comes to terms, it solely depends on the type of loan you get. Installment loans are usually between 12 and 60 months, while short-term loans are much shorter.
Lastly, getting a loan with VivaLoan is easy and quick. Their simple online form helps you find lenders fast, helping you with your money needs without hassle.
You will be redirected to another website
By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive marketing messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
The pros and cons of VivaLoan
Next in our VivaLoan review, we will explore both the advantages and drawbacks of using their services for your borrowing needs. See if it’s the right choice for your situation:
Advantages
- Offers loans from $100 to $15,000, catering to various financial needs.
- Provides adaptable repayment schedules to suit different budgetary and financial situations.
- Welcomes borrowers with diverse credit histories, including those with lower credit scores.
- Streamlined online application for quick access to potential lenders.
- Clear and upfront about all associated costs, ensuring borrowers are fully informed.
Disadvantages
- Acts only as an intermediary, which means you deal with multiple lenders and their varying terms.
- Depending on your credit score and the lender, interest rates can be high.
- Not available in some states, limiting access for certain potential borrowers.
- Terms and conditions are set by individual lenders, which can vary widely and may not always align with your preferences.
- Easy access to loans could lead to borrowing more than necessary, potentially leading to financial strain.
What credit score do you need to apply?
Initially, VivaLoan offered the flexibility of no minimum credit score for applying. This opens doors for individuals with different credit histories to look for their services.
Subsequently, it’s important to note that individual lenders within VivaLoan’s network may have their own credit criteria.
That means your score could influence the offers you receive.
VivaLoan application process
So, are you interested in applying for VivaLoan after reading our review? Our following article simplifies the process, guiding you step-by-step.
Start your journey to financial ease with our easy-to-follow guide.
Continue reading below for a clear, comprehensive walkthrough of the VivaLoan application.
Further, learn how you can borrow up to $15,000 with fast funding and achieve your goals!
Apply for VivaLoan: Boost Your Credit Score!
Apply for VivaLoan and get access to $100-$15,000 loans, suitable for all credit types, with next-day funding and easy application process.
Trending Topics
Fortiva® Mastercard® Credit Card with Cashback Rewards full review: should you get it?
Meet the Fortiva® Mastercard® Credit Card with Cashback Rewards, a card that gives you incredible cash back. Check our review to learn more!
Keep Reading
Southwest Airlines: cheap flights and offers
Southwest Airlines is an excellent opportunity to find ultra cheap flights on the cheapest airline in the world. See this review!
Keep Reading
Red Arrow Loans: find out how to apply!
Apply to Red Arrow Loans and, within seconds, have access to lenders available to offer loans for you to choose from. Read on!
Keep ReadingYou may also like
Find out all about rewards credit cards and their pros
Did you know that it is possible to earn money just by using a credit card? Read on to learn about the pros of rewards credit cards.
Keep Reading
Reflex® Platinum Mastercard®: check out how to apply!
It's easy to apply for the Reflex® Platinum Mastercard®. Learn here how to get the card that gives up to a $1,000 limit even with a low score!
Keep Reading
Wells Fargo Reflect℠ Card: check out how to apply!
0% APR and $600 as insurance for your cell phone: learn how to apply for your Wells Fargo Reflect℠ credit card for these and other benefits.
Keep Reading